AI brief of an SEC Form 8-K · Eagle Bancorp (EGBN)

Eagle Bancorp posts $67.5 million Q3 net loss, narrower than the prior quarter

Mixed Impact 4 of 5 earnings Written later

Eagle Bancorp reported a third-quarter 2025 net loss of $67.5 million, or $2.22 per share, compared with a net loss of $69.8 million, or $2.30 per share, in the second quarter. The company cited a $24.9 million decrease in provision expense, while net charge-offs rose to $140.8 million from $83.9 million. The filing also says Chief Credit Officer Kevin Geoghegan will resign effective December 31, 2025, which shareholders should weigh alongside the continuing credit-quality pressure.

Key points

  • Q3 2025 net loss was $67.5 million, or $2.22 per share, versus a $69.8 million loss, or $2.30 per share, in Q2 2025
  • Provision for credit losses fell to $113.2 million from $138.2 million; net charge-offs rose to $140.8 million from $83.9 million
  • Nonperforming assets fell to $133.3 million from $228.9 million; total shareholders' equity was $1.1 billion at September 30, 2025
  • Kevin Geoghegan will resign as Chief Credit Officer effective December 31, 2025; William L. Perotti is interim CCO; a $0.01 per share dividend is payable November 14, 2025

The filing

CompanyEagle Bancorp (EGBN)
Form8-K, current report
Filed with the SECOct 22, 2025, 5:32 PM ET
Accession number0001050441-25-000122

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.