AI brief of an SEC Form 8-K · Eagle Bancorp (EGBN)

Eagle Bancorp posts $69.8 million Q2 2025 net loss on $138.2 million credit provision

Negative Impact 4 of 5 earnings Written later

Eagle Bancorp reported a net loss of $69.8 million, or $2.30 per share, for the quarter ended June 30, 2025, compared with net income of $1.7 million, or $0.06 per share, in the prior quarter. The company attributed the swing mainly to a $138.2 million provision for credit losses, driven by higher office-related reserves, and said shareholders' equity fell 4.8% to $1.2 billion. The company also declared a quarterly dividend of $0.165 per share.

Key points

  • Net loss of $69.8 million, or $2.30 per share, for Q2 2025, versus net income of $1.7 million, or $0.06 per share, in Q1 2025
  • Provision for credit losses was $138.2 million, up from $26.3 million in Q1; net charge-offs were $83.9 million
  • Nonperforming assets rose $26.0 million to $228.9 million; allowance for credit losses reached 2.38% of total loans, up from 1.63%
  • Dividend of $0.165 per share payable August 29, 2025 to shareholders of record on August 8, 2025

The filing

CompanyEagle Bancorp (EGBN)
Form8-K, current report
Filed with the SECJul 23, 2025, 4:36 PM ET
Accession number0001050441-25-000102

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.