Enova International, Inc. (ENVA)

NYSE Financials Consumer Finance S&P SmallCap 600
$172.48
-1.80 (-1.03%)
Close of Nov 06, 2026 · end-of-day data
Next earnings date
Not scheduled yet
No report date announced in the next three weeks.
Consensus EPS estimate
—
Shown once a date is announced.
Trailing 12-month EPS
$14.51
Diluted, last four reported quarters

Earnings surprise history

reported EPS vs consensus
ReportedQuarterEPS estimateReported EPSSurprise
Oct 22, 2026Sep/2026$4.19$4.15-0.9%

Our record of ENVA's reports since we began tracking; it grows each quarter.

Latest results, in brief

All ENVA 8-K briefs →
Oct 22, 4:16 PM ET

Enova Q3 revenue rises 26% to $1.01 billion; diluted EPS up 34% to $4.06

Positive earnings 2.02

Enova International reported third quarter 2026 results for the period ended September 30, 2026. Revenue of $1.01 billion and diluted earnings per share of $4.06 both rose sharply from the third quarter of 2025, and the company repurchased $46 million of common stock during the quarter.

  • Total revenue of $1.01 billion, up 26% from $803 million in Q3 2025
  • Net income of $107 million, or $4.06 per diluted share, up from $3.03 per diluted share
  • Net charge-off ratio of 8.1%, down from 8.5% in Q3 2025
  • Repurchased $46 million of common stock and began Q4 with $252 million of share repurchase capacity
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Quarter endedRevenueYoYEPS (diluted)YoYNet incomeNet margin
Sep 2026$1.01B+25.7% $4.06+34.0% $107.30M10.6%
Jun 2026$928.93M+21.6% $4.00+39.9% $105.06M11.3%
Mar 2026$875.14M+17.4% $3.46+28.6% $91.10M10.4%
Dec 2025$839.39M+15.1% $2.99+30.6% $78.98M9.4%
Sep 2025$802.68M+16.3% $3.03+93.0% $80.31M10.0%
Jun 2025$764.04M+21.6% $2.86+48.2% $76.15M10.0%
Mar 2025$745.54M+22.2% $2.69+64.0% $72.94M9.8%
Dec 2024$729.55M+25.0% $2.29+100.9% $63.70M8.7%

From Enova International, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.

Annual results

Fiscal yearRevenueGrowthEPS (diluted)GrowthNet margin
FY2025$3.15B+18.6% $11.52+55.0%9.8%
FY2024$2.66B+25.5% $7.43+35.3%7.9%
FY2023$2.12B+22.0% $5.49-11.3%8.3%
FY2022$1.74B+43.7% $6.19-8.8%11.9%
FY2021$1.21B+11.5% $6.79-42.0%21.2%

Frequently asked questions

When is Enova International's next earnings date?

Enova International has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.

What did Enova International earn last quarter?

For the quarter ended Sep 2026, Enova International reported diluted EPS of $4.06 (+34.0% year over year) on revenue of $1.01B (+25.7%).

Where do these numbers come from?

Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.

Not investment advice. Figures can be restated by the company in later filings.