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AI brief of an SEC Form 8-K · Essent Group (ESNT)

Essent Group Q4 diluted EPS rises to $1.60 as net income falls to $155.0 million

Mixed Impact 3 of 5 earnings Written later

Essent Group reported fourth-quarter 2025 net income of $155.0 million, or $1.60 per diluted share, down from $167.9 million, or $1.58 per diluted share, a year earlier. For full-year 2025, net income was $690.0 million, or $6.90 per diluted share, versus $729.4 million, or $6.85 per diluted share, in 2024. The company also declared a $0.35 quarterly dividend payable March 23, 2026, and said it repurchased 9.9 million shares for $576 million in 2025.

Key points

  • Q4 2025 net income $155.0 million ($1.60 diluted EPS) vs. $167.9 million ($1.58) in Q4 2024
  • Full-year 2025 net income $690.0 million ($6.90 diluted EPS) vs. $729.4 million ($6.85) in 2024
  • Quarterly dividend of $0.35 per share, payable March 23, 2026, to holders of record on March 13, 2026
  • Q4 2025 mortgage insurance new insurance written was $11.8 billion vs. $12.2 billion in Q4 2024

The filing

CompanyEssent Group (ESNT)
Form8-K, current report
Filed with the SECFeb 13, 2026, 7:02 AM ET
Accession number0001448893-26-000003

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 13, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.