Every material Form 8-K Essent Group has filed with the SEC since August 04, 2023, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Essent Group Ltd. reported third quarter 2026 net income of $163.4 million, or $1.82 per diluted share, compared to $164.2 million, or $1.67 per diluted share, for the third quarter of 2025. The company declared a quarterly cash dividend of $0.35 per common share and announced a $500 million share repurchase authorization running through year-end 2028.
Net income for the quarter ended September 30, 2026 was $163.4 million, or $1.82 per diluted share.
Mortgage new insurance written for the third quarter of 2026 was $12.1 billion.
The Board declared a quarterly cash dividend of $0.35 per common share payable on December 10, 2026.
In November 2026, the Board approved a $500 million share repurchase authorization through year-end 2028.
Essent Group reported second-quarter 2026 net income of $189.7 million, or $2.08 per diluted share, compared with $195.3 million, or $1.93 per diluted share, a year earlier. Total revenues rose to $362.7 million from $319.1 million, so revenue and net income moved in opposite directions. The board also declared a $0.35 quarterly dividend, payable September 10, 2026.
Net income was $189.7 million for the quarter ended June 30, 2026, versus $195.3 million a year earlier
Diluted EPS was $2.08, versus $1.93; diluted weighted average shares were 91.4 million, versus 101.1 million
Total revenues were $362.7 million, versus $319.1 million in the second quarter of 2025
Quarterly dividend of $0.35 per share; record date August 31, 2026; payable September 10, 2026; 5.8 million shares repurchased for $348 million through July 31, 2026
Essent Group reported first-quarter 2026 net income of $171.8 million, or $1.82 per diluted share, down slightly in dollars from $175.4 million but up from $1.69 a year earlier, as total revenues rose to $336.1 million from $317.6 million. The board also declared a $0.35 quarterly dividend payable June 10, 2026, and the company said it had repurchased about 3.5 million shares for over $214 million year to date through April 30, 2026.
Diluted EPS was $1.82 versus $1.69 in Q1 2025; net income was $171.8 million versus $175.4 million.
Total revenues were $336.1 million versus $317.6 million; net premiums earned were $260.1 million versus $245.8 million.
Mortgage new insurance written was $11.1 billion, compared with $9.9 billion in Q1 2025.
Quarterly dividend of $0.35 per share is payable June 10, 2026, to holders of record on June 1, 2026.
Essent Group reported fourth-quarter 2025 net income of $155.0 million, or $1.60 per diluted share, down from $167.9 million, or $1.58 per diluted share, a year earlier. For full-year 2025, net income was $690.0 million, or $6.90 per diluted share, versus $729.4 million, or $6.85 per diluted share, in 2024. The company also declared a $0.35 quarterly dividend payable March 23, 2026, and said it repurchased 9.9 million shares for $576 million in 2025.
Q4 2025 net income $155.0 million ($1.60 diluted EPS) vs. $167.9 million ($1.58) in Q4 2024
Full-year 2025 net income $690.0 million ($6.90 diluted EPS) vs. $729.4 million ($6.85) in 2024
Quarterly dividend of $0.35 per share, payable March 23, 2026, to holders of record on March 13, 2026
Q4 2025 mortgage insurance new insurance written was $11.8 billion vs. $12.2 billion in Q4 2024
Essent Group reported third-quarter 2025 net income of $164.2 million, or $1.67 per diluted share, down from $176.2 million, or $1.65 per diluted share, a year earlier. Total revenues were $311.8 million, compared with $316.6 million in the prior-year quarter, and the Board declared a $0.31 quarterly dividend and approved a new $500 million share repurchase authorization.
Net income was $164.2 million versus $176.2 million a year earlier, while diluted EPS rose to $1.67 from $1.65.
Total revenues were $311.8 million versus $316.6 million in Q3 2024.
Quarterly dividend of $0.31 per share is payable December 10, 2025, to holders of record on December 1, 2025.
Through October 31, the company had repurchased 8.7 million shares for $501 million; a $500 million authorization runs through year-end 2027.
Essent Group reported second-quarter 2025 net income of $195.3 million, or $1.93 per diluted share, versus $203.6 million, or $1.91 per diluted share, a year earlier, while total revenues rose to $319.1 million from $312.9 million. The company also declared a $0.31 quarterly dividend and disclosed $387 million of share repurchases year to date through July 31, which matters to shareholders because it returns capital while net income declined year over year.
Net income was $195.3 million for the quarter ended June 30, 2025, down from $203.6 million a year earlier; diluted EPS was $1.93 versus $1.91.
Total revenues were $319.1 million, up from $312.9 million in the second quarter of 2024.
Year to date through July 31, 2025, Essent repurchased 6.8 million shares for $387 million; $260 million remains under the $500 million plan.
The Board declared a $0.31 quarterly dividend, payable September 10, 2025, to holders of record on August 29, 2025.
Essent Group reported first-quarter 2025 net income of $175.4 million, or $1.69 per diluted share, down from $181.7 million, or $1.70 per diluted share, a year earlier. Total revenues rose to $317.6 million from $298.4 million, and the board declared a $0.31 quarterly dividend, so shareholders see higher revenue alongside slightly lower profit.
Net income was $175.4 million versus $181.7 million in Q1 2024; diluted EPS was $1.69 versus $1.70
Total revenues were $317.6 million versus $298.4 million in Q1 2024
Quarterly cash dividend of $0.31 per share, payable June 10, 2025, to holders of record on May 30, 2025
Through April 30, 2025, Essent repurchased 3.9 million shares for about $218 million; $429 million remains under the $500 million plan
Essent Group filed unaudited historical segment information for each quarter of 2024 as Exhibit 99.1 to an 8-K dated March 27, 2025. The filing is furnished rather than filed and is to be read with its 2024 Form 10-K, filed February 19, 2025. It adds quarterly segment detail ahead of the segment expense disclosures the company says it will provide in its 2025 Forms 10-Q and 10-K.
Consolidated income before income tax expense was $195.0 million in the fourth quarter of 2024, down from $207.6 million in the third quarter, $239.2 million in the second and $213.7 million in the first.
Mortgage Insurance segment income before income tax was $203.6 million in the fourth quarter of 2024.
Corporate & Other recorded a pre-tax loss of $8.6 million in the fourth quarter of 2024.
Essent Group reported fourth-quarter 2024 net income of $167.9 million, or $1.58 per diluted share, down from $175.4 million, or $1.64, a year earlier. For full-year 2024, net income rose to $729.4 million, or $6.85 per diluted share, from $696.4 million, or $6.50, in 2023, and the board declared a $0.31 quarterly dividend and approved a $500 million share repurchase authorization.
Q4 2024 total revenues were $315.0 million, up from $297.3 million in Q4 2023, while Q4 net income declined.
Full-year 2024 net income was $729.4 million, or $6.85 per diluted share, versus $696.4 million, or $6.50, in 2023.
Quarterly cash dividend of $0.31 per common share is payable March 24, 2025, to holders of record on March 14, 2025.
In February 2025 the board approved a $500 million share repurchase authorization that runs through year-end 2026.
Essent Group reported third-quarter 2024 net income of $176.2 million, or $1.65 per diluted share, compared with $178.0 million, or $1.66 per diluted share, a year earlier. Total revenues rose to $316.6 million from $296.1 million, driven by higher net investment income, while losses and expenses also increased. The company also declared a quarterly dividend of $0.28 per share.
Q3 2024 net income $176.2 million vs. $178.0 million in Q3 2023
Diluted EPS $1.65 vs. $1.66 a year earlier
Total revenues $316.6 million vs. $296.1 million; net investment income $57.3 million vs. $47.1 million
Quarterly dividend of $0.28 per share payable December 11, 2024
Essent Group reported second-quarter 2024 net income of $203.6 million, or $1.91 per diluted share, up from $172.2 million, or $1.61 per diluted share, a year earlier. The company also declared a quarterly dividend of $0.28 per share and said it closed about $1 billion in new debt capacity on July 1, 2024, which it says gives it over $1.3 billion in holding company liquidity.
Net income of $203.6 million, or $1.91 per diluted share, for the quarter ended June 30, 2024, versus $172.2 million, or $1.61 per diluted share, a year earlier
New insurance written was $12.5 billion in the second quarter of 2024, up from $8.3 billion in the first quarter but below $13.5 billion in the second quarter of 2023
Quarterly dividend of $0.28 per common share, payable September 10, 2024, to shareholders of record on August 30, 2024
On July 1, 2024, the company closed $500 million of senior unsecured notes and a $500 million unsecured revolving credit facility
Essent Group entered a refinancing agreement on June 26, 2024 for a five-year unsecured revolving credit facility of up to $500 million, up from $400 million of current borrowing capacity. The facility is intended to replace the company's existing senior secured credit facility, and its closing depends on an underwritten senior notes offering and repayment of the term loan borrowings. The filing says term loans are expected to be repaid from the note proceeds, and the new facility adds covenants, including a maximum 30% debt-to-total capitalization ratio.
Five-year unsecured revolving facility of up to $500 million, plus up to $250 million of uncommitted incremental capacity at the company's option
Closing is conditional on an underwritten senior notes offering starting June 26, 2024 and repayment of term loan borrowings under the existing facility
Covenants include a maximum debt-to-total capitalization ratio of 30%, PMIERs compliance and a minimum consolidated net worth requirement
Commitment fee rate at closing is 0.225% annually, based on the company's long-term issuer rating
Essent Group reported first-quarter 2024 net income of $181.7 million, or $1.70 per diluted share, up from $170.8 million, or $1.59 per diluted share, a year earlier. Total revenues rose to $298.4 million from $256.2 million, while new insurance written fell to $8.3 billion from $12.9 billion in the first quarter of 2023. The board also declared a $0.28 quarterly dividend.
Net income of $181.7 million, or $1.70 per diluted share, versus $170.8 million, or $1.59, in Q1 2023
Total revenues of $298.4 million, versus $256.2 million in Q1 2023
New insurance written of $8.3 billion, down from $12.9 billion in Q1 2023 and $8.8 billion in Q4 2023
Quarterly cash dividend of $0.28 per share, payable June 10, 2024, to holders of record on May 31, 2024
Essent Group reported fourth-quarter 2023 net income of $175.4 million, or $1.64 per diluted share, up from $147.4 million, or $1.37 per diluted share, a year earlier. Full-year 2023 net income was $696.4 million, or $6.50 per diluted share, down from $831.4 million, or $7.72 per diluted share, in 2022. The board also declared a quarterly dividend of $0.28 per share.
Q4 2023 net income $175.4 million, $1.64 per diluted share, vs. $147.4 million, $1.37 in Q4 2022
Full-year 2023 net income $696.4 million, $6.50 per diluted share, vs. $831.4 million, $7.72 in 2022
Quarterly dividend of $0.28 per share, payable March 22, 2024, to holders of record March 13, 2024
Q4 2023 new insurance written was $8.8 billion, vs. $13.0 billion in Q4 2022
Essent Group reported third-quarter 2023 net income of $178.0 million, or $1.66 per diluted share, essentially unchanged from $178.1 million, or $1.66 per diluted share, a year earlier. New insurance written fell to $12.5 billion from $17.1 billion in the third quarter of 2022, while insurance in force rose to $238.7 billion, and the company also declared a $0.25 quarterly dividend and approved a $250 million share repurchase plan.
Net income of $178.0 million, or $1.66 per diluted share, for the quarter ended September 30, 2023, versus $178.1 million, or $1.66 per diluted share, a year earlier
New insurance written was $12.5 billion, compared with $13.5 billion in the second quarter of 2023 and $17.1 billion in the third quarter of 2022
Quarterly cash dividend of $0.25 per share payable December 11, 2023, to holders of record on December 1, 2023; board approved $250 million buyback for January 1, 2024 to December 31, 2025
Essent Group reported second-quarter 2023 net income of $172.2 million, or $1.61 per diluted share, down from $231.8 million, or $2.16 per diluted share, a year earlier. Total revenues rose to $260.1 million from $244.4 million, and the board declared a $0.25 quarterly dividend payable September 11, 2023.
Net income $172.2 million, or $1.61 per diluted share, versus $231.8 million, or $2.16, in Q2 2022
Total revenues $260.1 million versus $244.4 million a year earlier
Quarterly dividend of $0.25 per share, payable September 11, 2023, to holders of record on September 1, 2023
Completed acquisition of Agents National Title Holding Company and Boston National Holdings LLC on July 1, 2023, for $92.6 million
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