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AI brief of an SEC Form 8-K · Essent Group (ESNT)

Essent Group Q4 net income falls to $167.9 million; full-year profit rises to $729.4 million

Mixed Impact 3 of 5 earnings Written later

Essent Group reported fourth-quarter 2024 net income of $167.9 million, or $1.58 per diluted share, down from $175.4 million, or $1.64, a year earlier. For full-year 2024, net income rose to $729.4 million, or $6.85 per diluted share, from $696.4 million, or $6.50, in 2023, and the board declared a $0.31 quarterly dividend and approved a $500 million share repurchase authorization.

Key points

  • Q4 2024 total revenues were $315.0 million, up from $297.3 million in Q4 2023, while Q4 net income declined.
  • Full-year 2024 net income was $729.4 million, or $6.85 per diluted share, versus $696.4 million, or $6.50, in 2023.
  • Quarterly cash dividend of $0.31 per common share is payable March 24, 2025, to holders of record on March 14, 2025.
  • In February 2025 the board approved a $500 million share repurchase authorization that runs through year-end 2026.

The filing

CompanyEssent Group (ESNT)
Form8-K, current report
Filed with the SECFeb 14, 2025, 7:03 AM ET
Accession number0001448893-25-000003

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 14, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.