Essent Group Q2 net income falls to $195.3 million; diluted EPS rises to $1.93
Essent Group reported second-quarter 2025 net income of $195.3 million, or $1.93 per diluted share, versus $203.6 million, or $1.91 per diluted share, a year earlier, while total revenues rose to $319.1 million from $312.9 million. The company also declared a $0.31 quarterly dividend and disclosed $387 million of share repurchases year to date through July 31, which matters to shareholders because it returns capital while net income declined year over year.
Key points
- Net income was $195.3 million for the quarter ended June 30, 2025, down from $203.6 million a year earlier; diluted EPS was $1.93 versus $1.91.
- Total revenues were $319.1 million, up from $312.9 million in the second quarter of 2024.
- Year to date through July 31, 2025, Essent repurchased 6.8 million shares for $387 million; $260 million remains under the $500 million plan.
- The Board declared a $0.31 quarterly dividend, payable September 10, 2025, to holders of record on August 29, 2025.
The filing
Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 08, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.