Every material Form 8-K EVERTEC filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Evertec entered a fifth amendment to its credit agreement on November 25, 2025, with a syndicate of lenders and Truist Bank as administrative agent. The amendment adds $150 million of term loan B commitments, with proceeds used to repay revolving facility debt.
New term loan B facility of $150 million added under the amended credit agreement
Proceeds used to repay indebtedness outstanding under the revolving facility
Interest margin of 2.25% for SOFR loans and 1.25% for base rate loans, same as existing Term B Loans
Amendment dated November 25, 2025; filed as Exhibit 10.1 with certain schedules omitted
Evertec reported third-quarter 2025 revenue of $228.6 million, up 8%, and GAAP net income attributable to common shareholders of $32.9 million, or $0.51 per diluted share, up from $0.38 a year earlier. The company raised its full-year 2025 revenue and adjusted earnings per share outlook, which means management now expects stronger full-year results than it previously forecast.
Q3 2025 revenue was $228.6 million, up from $211.8 million in the prior-year quarter.
GAAP net income attributable to common shareholders was $32.9 million, or $0.51 per diluted share, versus $24.7 million, or $0.38, a year earlier.
2025 revenue outlook raised to $921 million to $927 million, from prior growth expectation of 6.6% to 7.6%.
Adjusted EBITDA margin slipped to 40.5% from 41.3%; Tecnobank 75% stake acquisition completed October 1, 2025.
Evertec appointed Karla Cruz-Jusino as Executive Vice President and Chief Financial Officer and Joaquín Castrillo as Senior Executive Vice President and Chief Operating Officer, both effective November 1, 2025, and Diego Viglianco as Executive Vice President and Chief Information Officer. On October 1, 2025, a subsidiary completed its purchase of 75% of Tecnobank Tecnologia Bancária S.A. for about $148 million, a transaction the filing describes as previously announced.
Karla Cruz-Jusino becomes CFO and Treasurer effective November 1, 2025, with a base salary of $360,000 and incentive awards of up to 85% of salary
Joaquín Castrillo, the current CFO, becomes Senior EVP and COO effective November 1, 2025, with a base salary of $500,000 and incentive awards of up to 100% of salary
Diego Viglianco, currently EVP and COO, becomes EVP and Chief Information Officer effective November 1, 2025, keeping a base salary of $463,500
On October 1, 2025, Evertec Brasil bought 75% of Tecnobank for BRL 787 million, or about $148 million
Evertec's Brazilian subsidiary signed an agreement to buy 7,628,470 common shares of Tecnobank Tecnologia Bancária S.A. for R$787 million, about $144 million at current exchange rates, subject to customary adjustments. After closing, Evertec would hold a 75% ownership stake on a fully diluted basis, funded with existing liquidity. The deal is expected to close in the fourth quarter of 2025, subject to conditions including approval from Brazil's antitrust authority, CADE.
Purchase price of R$787 million (about $144 million at current exchange rates) for 7,628,470 Tecnobank common shares, subject to customary adjustments
Evertec would hold a 75% ownership stake in Tecnobank on a fully diluted basis after closing
Expected to close in the fourth quarter of 2025, subject to CADE approval and other customary conditions
Agreement can be terminated if the deal is not completed within six months of signing, with an automatic two-month extension if only CADE approval is outstanding
Evertec reported second-quarter 2025 revenue of $229.6 million, up 8% from a year earlier, and GAAP net income attributable to common shareholders of $40.5 million, or $0.62 per diluted share, up 27%. The company raised its full-year 2025 revenue and adjusted earnings per share outlook and increased its share repurchase authorization to $150 million through December 31, 2026, from about $134 million previously remaining. For shareholders, the higher outlook and larger buyback capacity are the key changes disclosed in this filing.
Q2 2025 revenue was $229.6 million, up 8%, or about 10% on a constant currency basis.
GAAP diluted EPS was $0.62 versus $0.49 a year earlier; adjusted EPS was $0.89, up 7%.
Revised 2025 outlook: revenue of $901 million to $909 million and adjusted EPS of $3.44 to $3.52.
Share repurchase authorization raised to $150 million through December 31, 2026, versus about $134 million remaining before the increase.
EVERTEC reported first-quarter 2025 revenue of $228.8 million, up 11% from $205.3 million a year earlier, and GAAP net income attributable to common shareholders of $32.7 million, or $0.50 per diluted share, compared with $0.24 a year earlier. The company raised its constant currency revenue and constant currency adjusted earnings per share outlook for 2025, which matters to shareholders because it signals higher expected results for the full year.
Revenue rose 11% to $228.8 million; constant currency revenue was $235.5 million, up 15%
GAAP net income attributable to common shareholders was $32.7 million, or $0.50 per diluted share, versus $16.0 million, or $0.24, a year earlier
Adjusted earnings per common share was $0.87, up 21% from $0.72
2025 constant currency revenue outlook is $903 million to $911 million; constant currency adjusted EPS outlook is $3.44 to $3.53
EVERTEC reported fourth quarter 2024 revenue of $216.4 million, up 11.2%, and GAAP net income attributable to common shareholders of $40.1 million, or $0.62 per diluted share, compared with $11.5 million, or $0.17, a year earlier. The company also gave 2025 guidance calling for revenue of $889 million to $899 million and adjusted earnings per share of $3.34 to $3.45, both above 2024 levels.
Q4 2024 revenue was $216.4 million, up from $194.6 million in Q4 2023, including a one-time $0.6 million revenue item in Latin America.
Q4 2024 GAAP net income attributable to common shareholders was $40.1 million, or $0.62 per diluted share, including an $8.9 million net gain from the sale of tax credits.
Full year 2024 revenue was $845.5 million, up 22%, and GAAP net income attributable to common shareholders was $112.6 million, or $1.73 per diluted share.
2025 outlook: revenue of $889 million to $899 million and adjusted earnings per share of $3.34 to $3.45, versus $3.28 in 2024.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every EVERTEC filing is on SEC EDGAR ↗. 8-K briefs of other companies →