Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · First Horizon (FHN)

First Horizon Q1 2025 EPS rises to $0.41 from $0.29; adjusted EPS $0.42

Positive Impact 3 of 5 earnings Written later

First Horizon reported first quarter 2025 net income available to common shareholders of $213 million, or $0.41 per diluted share, up from $158 million, or $0.29, in the fourth quarter of 2024. Excluding notable items, adjusted earnings were $217 million, or $0.42 per share, down $0.01 from the prior quarter, and total revenue rose to $812 million from $729 million. Shareholders benefit from higher reported profit, while the rise in loan-loss provisions and a lower adjusted per-share figure show some pressure beneath the headline gain.

Key points

  • Net income available to common shareholders was $213 million, or $0.41 per diluted share, versus $158 million, or $0.29, in fourth quarter 2024.
  • Adjusted net income available to common shareholders was $217 million, or $0.42 per share, versus $228 million, or $0.43, in fourth quarter 2024.
  • Provision for credit losses rose to $40 million from $10 million, and net charge-offs were $29 million, or 19 basis points.
  • Noninterest expense fell $21 million to $488 million, and $360 million of excess capital was returned to shareholders through share repurchases.

The filing

CompanyFirst Horizon (FHN)
Form8-K, current report
Filed with the SECApr 16, 2025, 6:47 AM ET
Accession number0000036966-25-000035

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 16, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.