AI brief of an SEC Form 8-K · First Horizon (FHN)

First Horizon Q3 profit rises to $254 million, EPS $0.50 from $0.45 a quarter earlier

Positive Impact 3 of 5 earnings Written later

First Horizon reported third quarter 2025 net income available to common shareholders of $254 million, or $0.50 per diluted share, up from $233 million, or $0.45, in the second quarter. Total revenue rose 7% to $889 million, driven by higher net interest income and noninterest income, while noninterest expense also increased. The filing contains no guidance; it reports results and a shareholder-facing investor presentation.

Key points

  • Net income available to common shareholders: $254 million, EPS $0.50, versus $233 million and $0.45 in Q2 2025
  • Adjusted net income available to common shareholders: $263 million, or $0.51 per share, excluding notable items
  • Net interest income rose $33 million to $678 million (FTE); net interest margin was 3.55%, up 15 basis points
  • Noninterest expense rose $59 million to $551 million; the company repurchased shares totaling $190 million in the quarter

The filing

CompanyFirst Horizon (FHN)
Form8-K, current report
Filed with the SECOct 15, 2025, 6:36 AM ET
Accession number0000036966-25-000133

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 15, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.