AI brief of an SEC Form 8-K · First Horizon (FHN)

First Horizon Q2 EPS rises to $0.45 from $0.41; net income $233 million

Positive Impact 3 of 5 earnings Written later

First Horizon reported second quarter 2025 net income available to common shareholders of $233 million, or $0.45 per diluted share, up from $213 million, or $0.41, in the first quarter. Total revenue rose $17 million to $830 million, and provision for credit losses fell $10 million to $30 million. The filing contains no updated financial guidance, and the results are furnished with an investor slide presentation.

Key points

  • Adjusted EPS was $0.45, compared with $0.42 in Q1 2025.
  • Total revenue was $830 million; net interest margin was 3.40%, down 2 basis points from Q1 2025.
  • Noninterest expense was $491 million, up $3 million; CET1 ratio was 11.0%, up 7 basis points from Q1 2025.

The filing

CompanyFirst Horizon (FHN)
Form8-K, current report
Filed with the SECJul 16, 2025, 6:48 AM ET
Accession number0000036966-25-000098

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 16, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.