Every material Form 8-K Fidelity National Financial filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Fidelity National Financial reported third-quarter 2025 results on November 6, 2025, with net earnings attributable to common shareholders of $358 million, or $1.33 per diluted share, up from $266 million, or $0.97 per share, a year earlier. Adjusted net earnings were $439 million, or $1.63 per share, compared with $356 million, or $1.30 per share, and total revenue rose to $4.03 billion from $3.60 billion. The company also repurchased 631,000 shares for $37.5 million and paid $135 million in common dividends during the quarter.
Net earnings of $358 million ($1.33 per diluted share) vs. $266 million ($0.97) in Q3 2024
Adjusted net earnings of $439 million ($1.63 per share) vs. $356 million ($1.30) in Q3 2024
Title Segment adjusted pre-tax margin of 17.8% vs. 15.9%; F&G gross sales of $4.2 billion
Conference call scheduled for Friday, November 7, 2025, at 11:00 a.m. Eastern Time
Fidelity National Financial reported second-quarter 2025 net earnings attributable to common shareholders of $278 million, or $1.02 per diluted share, down from $306 million, or $1.12, a year earlier. Adjusted net earnings were $318 million, or $1.16 per share, compared with $338 million, or $1.24, while total revenue rose to $3.6 billion from $3.2 billion. The results show higher revenue alongside lower profit, with the company also citing repurchases of 2.9 million shares for $159 million and $135 million in dividends during the quarter.
Total revenue was $3,635 million, compared with $3,158 million in the second quarter of 2024.
Adjusted pre-tax title margin was 15.5%, versus 16.2%, with elevated health claims and higher investments in security, technology and recruiting cited.
F&G Segment net earnings were $33 million, compared with $171 million, due to unfavorable mark-to-market movement; adjusted net earnings were $89 million versus $122 million.
FNF will host a conference call on Thursday, August 7, 2025, at 11:00 a.m. Eastern Time.
On June 4, 2025, Fidelity National Financial entered a supplemental indenture amending the indenture for four series of senior notes after receiving consents from a majority in principal amount of each series by the June 3, 2025 expiration time. The amendment becomes operative only if the company pays a consent fee immediately before completing its proposed redomestication from Delaware to Nevada, and no fee is payable if that redomestication is abandoned or not completed.
Notes covered: 4.500% due 2028, 3.400% due 2030, 2.450% due 2031 and 3.200% due 2051
Consent solicitations expired at 5:00 p.m. New York City time on June 3, 2025
Consent fee amount is not stated in the filing; it is described in the consent solicitation statement dated May 28, 2025
The company is not required to complete the redomestication even with the required consents and shareholder approval
Fidelity National Financial reported first-quarter 2025 GAAP net earnings attributable to common shareholders of $83 million, or $0.30 per diluted share, down from $248 million, or $0.91, a year earlier. Adjusted net earnings rose to $213 million, or $0.78 per share, from $206 million, or $0.76, while total revenue fell to $2.7 billion from $3.3 billion.
GAAP net earnings were $83 million ($0.30 per diluted share) versus $248 million ($0.91) in Q1 2024; the company says the GAAP figure includes mark-to-market effects and non-recurring items.
Adjusted net earnings were $213 million ($0.78 per share) versus $206 million ($0.76) in Q1 2024.
Title segment adjusted pre-tax margin was 11.7% versus 10.7%; F&G Segment had a net loss of $18 million for the quarter, driven by unfavorable mark-to-market movement.
FNF repurchased 390,000 shares for $25 million in late Q1 and paid $136 million in common dividends, or $0.50 per share.
Fidelity National Financial's majority-owned subsidiary F&G Annuities & Life completed a public offering of 8,000,000 shares of common stock on March 24, 2025, under an underwriting agreement dated March 20, 2025, with BofA Securities and J.P. Morgan Securities as representatives. F&G intends to use the net proceeds for general corporate purposes, including support of organic growth opportunities, and FNF, F&G and their directors and executive officers agreed not to sell securities of F&G for 90 days, subject to limited exceptions.
F&G sold 8,000,000 shares of common stock in the offering, completed March 24, 2025.
The underwriters received a 30-day option to buy up to 1,200,000 additional shares.
The underwriters agreed to resell 4,500,000 of the shares to FNF at the same price they paid.
FNF, F&G and each F&G director and executive officer agreed to a 90-day lock-up on sales of F&G securities.
Fidelity National Financial reported fourth-quarter 2024 net earnings attributable to common shareholders of $450 million, or $1.65 per diluted share, compared with a net loss of $69 million, or $0.25 per share, in the fourth quarter of 2023. Adjusted net earnings were $366 million, or $1.34 per share, versus $204 million, or $0.75 per share, a year earlier, and total revenue was $3.6 billion versus $3.4 billion. The results were released in an earnings release filed as Exhibit 99.1 to this 8-K, and management will hold an investor call on February 21, 2025.
Q4 2024 net earnings attributable to common shareholders of $450 million, $1.65 per diluted share, versus a net loss of $69 million, $0.25 per share, in Q4 2023
Q4 2024 adjusted net earnings of $366 million, $1.34 per share, versus $204 million, $0.75 per share, in Q4 2023
Full year 2024 net earnings of $1.3 billion, $4.65 per share, versus $517 million, $1.91 per share, in 2023
Q4 2024 F&G gross sales of $3.5 billion, down 15% from Q4 2023; FNF paid common dividends of $0.50 per share totaling $141 million in Q4
On January 13, 2025, F&G Annuities & Life, Inc., a majority-owned subsidiary of Fidelity National Financial, completed a public offering of $375 million in 7.300% Junior Subordinated Notes due 2065. F&G intends to use the net proceeds for general corporate purposes, including repaying or repurchasing outstanding indebtedness. The filing does not state a direct effect on the parent company's earnings or per-share results.
Offering size: $375 million aggregate principal of 7.300% Junior Subordinated Notes due January 15, 2065.
Interest is payable quarterly beginning April 15, 2025. F&G may defer interest for up to five consecutive years while no Event of Default is continuing.
F&G may redeem the notes at par on or after January 15, 2030. Proceeds may fund repurchase, redemption or repayment of outstanding debt.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Fidelity National Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →