Every material Form 8-K FVCBankcorp, Inc. has filed with the SEC since May 04, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
FVCBankcorp reported third-quarter 2026 net income of $6.6 million, up 19% from $5.6 million a year earlier, with diluted earnings per share of $0.37 versus $0.31. Its board also declared a $0.07 per share quarterly cash dividend, payable November 16, 2026 to shareholders of record on October 26, 2026. Net income was down from $8.2 million in the second quarter of 2026, which the company partly attributed to a $1.0 million loan prepayment fee recorded that quarter.
Q3 2026 net income $6.6 million vs. $5.6 million in Q3 2025; diluted EPS $0.37 vs. $0.31, up 20%.
Nine-month net income $21.2 million, up 29%; nine-month diluted EPS $1.17, up 30%.
Net interest margin rose to 3.32% from 2.91% a year earlier; total deposits fell $55.2 million, or 3%, in the quarter.
Quarterly dividend of $0.07 per share, about $1.3 million in aggregate, payable November 16, 2026.
FVCBankcorp reported net income of $8.2 million, or $0.45 per diluted share, for the quarter ended June 30, 2026, up from $5.7 million, or $0.31 per share, a year earlier. The company called the results record earnings, but the quarter included a one-time $847 thousand pre-tax gain from the sale of its interest in Bearing Insurance Group, and the company also declared a $0.07 per share quarterly dividend.
Net income was $8.2 million for the quarter, up 45% from $5.7 million a year earlier and up 29% from $6.4 million in the first quarter of 2026.
Core operating earnings, a non-GAAP measure that excludes the one-time gain, rose 36% to $7.6 million.
Net interest margin widened to 3.53% from 2.90% a year earlier, and included $1.0 million in loan prepayment fees.
The board declared a $0.07 per share cash dividend, payable August 17, 2026, to holders of record on July 27, 2026.
FVCBankcorp furnished an investor presentation under Regulation FD, covering financial data for the quarter ended March 31, 2026, for use in meetings with investors and analysts. The filing is a presentation rather than an earnings release, and it reports no new guidance or transactions, though it sets out the bank's margin, liquidity and funding figures.
Net interest margin was 3.26% and the efficiency ratio was 54.0% for the first quarter of 2026, per the presentation.
Total liquidity sources were $1.26 billion at March 31, 2026, against $936 million of uninsured deposits (134.3% coverage).
Cost of deposits was 2.50% at March 31, 2026, and nonperforming assets were $12.2 million.
In January and February 2026, the company redeemed a $19 million 6% subordinated debt and issued $25 million of 6.75% unsecured debt.
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