AI brief of an SEC Form 8-K · FVCBankcorp, Inc. (FVCB)

FVCBankcorp Reports Record Q2 Net Income of $8.2 Million, Up 45% Year Over Year

Positive Impact 3 of 5 earnings Written later

FVCBankcorp reported net income of $8.2 million, or $0.45 per diluted share, for the quarter ended June 30, 2026, up from $5.7 million, or $0.31 per share, a year earlier. The company called the results record earnings, but the quarter included a one-time $847 thousand pre-tax gain from the sale of its interest in Bearing Insurance Group, and the company also declared a $0.07 per share quarterly dividend.

Key points

  • Net income was $8.2 million for the quarter, up 45% from $5.7 million a year earlier and up 29% from $6.4 million in the first quarter of 2026.
  • Core operating earnings, a non-GAAP measure that excludes the one-time gain, rose 36% to $7.6 million.
  • Net interest margin widened to 3.53% from 2.90% a year earlier, and included $1.0 million in loan prepayment fees.
  • The board declared a $0.07 per share cash dividend, payable August 17, 2026, to holders of record on July 27, 2026.

The filing

CompanyFVCBankcorp, Inc. (FVCB)
Form8-K, current report
Filed with the SECJul 21, 2026, 4:12 PM ET
Accession number0001675644-26-000077

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.