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AI brief of an SEC Form 8-K · FVCBankcorp, Inc. (FVCB)

FVCBankcorp Q1 2026 investor deck shows 3.26% net interest margin, 54.0% efficiency ratio

Neutral Impact 2 of 5 other Written later

FVCBankcorp furnished an investor presentation under Regulation FD, covering financial data for the quarter ended March 31, 2026, for use in meetings with investors and analysts. The filing is a presentation rather than an earnings release, and it reports no new guidance or transactions, though it sets out the bank's margin, liquidity and funding figures.

Key points

  • Net interest margin was 3.26% and the efficiency ratio was 54.0% for the first quarter of 2026, per the presentation.
  • Total liquidity sources were $1.26 billion at March 31, 2026, against $936 million of uninsured deposits (134.3% coverage).
  • Cost of deposits was 2.50% at March 31, 2026, and nonperforming assets were $12.2 million.
  • In January and February 2026, the company redeemed a $19 million 6% subordinated debt and issued $25 million of 6.75% unsecured debt.

The filing

CompanyFVCBankcorp, Inc. (FVCB)
Form8-K, current report
Filed with the SECMay 4, 2026, 7:30 PM ET
Accession number0001675644-26-000057

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on May 04, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.