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AI brief of an SEC Form 8-K · Hanmi Financial (HAFC)

Hanmi Q1 2026 net income rises 6.2% to $22.6 million, or $0.75 per diluted share

Positive Impact 3 of 5 earnings Written later

Hanmi Financial reported first-quarter 2026 net income of $22.6 million, or $0.75 per diluted share, up from $21.2 million, or $0.70 per share, in the fourth quarter of 2025. Net interest margin rose to 3.38%, nonperforming assets fell to 0.16% of total assets, and the company returned $13.4 million to shareholders through dividends and share repurchases. Higher profit and capital returns benefit shareholders, although credit loss expense rose to $2.9 million from $1.9 million.

Key points

  • Net income was $22.6 million, or $0.75 per diluted share, compared with $21.2 million, or $0.70, in Q4 2025 and $17.7 million in Q1 2025.
  • Net interest margin increased 10 basis points to 3.38%, as the cost of interest-bearing deposits fell 16 basis points to 3.20%.
  • Credit loss expense was $2.9 million versus $1.9 million in Q4 2025; nonperforming assets were 0.16% of total assets, down from 0.26%.
  • Hanmi returned $13.4 million to shareholders in the quarter: $8.6 million in dividends and $4.8 million in share repurchases.

The filing

CompanyHanmi Financial (HAFC)
Form8-K, current report
Filed with the SECApr 21, 2026, 4:10 PM ET
Accession number0001171843-26-002616

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.