Every material Form 8-K Hanmi Financial has filed with the SEC since August 22, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Hanmi Financial's Board declared a fourth-quarter 2026 cash dividend of $0.28 per common share, announced in a press release filed with the SEC. The dividend is payable November 25, 2026, to holders of record at the close of business on November 9, 2026, and the filing contains no earnings, guidance, or other financial results.
Cash dividend of $0.28 per share for the 2026 fourth quarter
Record date: close of business November 9, 2026
Payment date: November 25, 2026
Exhibit 99.1 press release also references a share repurchase, but the filing text provides no details on it
Hanmi Financial reported third-quarter 2026 net income of $23.7 million, or $0.80 per diluted share, up from $23.5 million, or $0.79, in the second quarter. Net interest income rose 5.8% to $67.6 million and net interest margin widened to 3.44%, but credit loss expense increased to $4.5 million from $1.2 million on higher net charge-offs, and criticized loans rose to $134.4 million.
Net income $23.7 million, or $0.80 per diluted share, versus $23.5 million, or $0.79, in Q2 2026
Net interest income up 5.8% to $67.6 million; net interest margin 3.44%, up eight basis points
Credit loss expense $4.5 million, up from $1.2 million, driven by higher net charge-offs including a $3.2 million charge-off on a commercial real estate loan
Returned 55.6% of third-quarter earnings to shareholders: $8.3 million in dividends and $4.9 million in share repurchases
Hanmi Financial Corporation sold $55.0 million of 6.50% fixed-to-floating subordinated notes due 2036 in a private placement on July 30, 2026. The company plans to use the proceeds, along with general corporate funds, to redeem its $110.0 million of 3.75% subordinated notes due 2031, and the notes are intended to count as holding company Tier 2 capital. For shareholders, the filing shows a financing that replaces higher-cost 2031 debt with a smaller issue, and it does not include new earnings or guidance.
$55.0 million of 6.50% subordinated notes due July 31, 2036 issued to qualified institutional buyers and institutional accredited investors
Notes fixed at 6.50% until July 31, 2031, then float at Three-Month Term SOFR plus 234 basis points
Company gave notice to redeem all $110.0 million of 3.75% notes due 2031 at par plus accrued interest, expected on or about September 1, 2026
Notes are intended to qualify as Tier 2 capital at the holding company level; cannot be redeemed before the fifth anniversary of issuance
Hanmi Financial reported second-quarter 2026 net income of $23.5 million, or $0.79 per diluted share, up from $22.6 million, or $0.75 per share, in the first quarter. Net interest income rose 1.0% to $63.9 million, while the net interest margin slipped two basis points to 3.36%, and the company returned 58% of earnings to shareholders through dividends and buybacks. Shareholders see higher headline earnings, with the filing not providing formal guidance figures.
Net income $23.5 million, or $0.79 per diluted share, versus $22.6 million, or $0.75, in Q1 2026
Net interest income up 1.0% to $63.9 million; net interest margin down two basis points to 3.36%
Credit loss expense fell to $1.2 million from $2.9 million; nonperforming loans were 0.15% of total loans
Returned $8.3 million in dividends and $5.2 million in share repurchases, or 58% of second-quarter earnings
Director Gideon Yu resigned from the Hanmi Financial and Hanmi Bank boards effective immediately on May 22, 2026, before the annual meeting, so he did not stand for reelection. At the May 27, 2026 meeting, stockholders elected ten board nominees, approved the advisory executive compensation vote, approved the 2026 Employee Stock Purchase Plan, and ratified Crowe LLP as the independent auditor for fiscal 2026.
Gideon Yu resigned from both boards effective May 22, 2026; the filing says the resignation was not due to any disagreement with the company.
Yu had been nominated for reelection in the April 15, 2026 proxy statement; because he resigned before the meeting, votes relating to his election were disregarded.
Stockholders approved the 2026 Employee Stock Purchase Plan with 24,886,127 votes for and 12,400 against.
Stockholders ratified Crowe LLP as auditor for the fiscal year ending December 31, 2026, with 26,350,596 votes for and 68,179 against.
Hanmi Financial reported first-quarter 2026 net income of $22.6 million, or $0.75 per diluted share, up from $21.2 million, or $0.70 per share, in the fourth quarter of 2025. Net interest margin rose to 3.38%, nonperforming assets fell to 0.16% of total assets, and the company returned $13.4 million to shareholders through dividends and share repurchases. Higher profit and capital returns benefit shareholders, although credit loss expense rose to $2.9 million from $1.9 million.
Net income was $22.6 million, or $0.75 per diluted share, compared with $21.2 million, or $0.70, in Q4 2025 and $17.7 million in Q1 2025.
Net interest margin increased 10 basis points to 3.38%, as the cost of interest-bearing deposits fell 16 basis points to 3.20%.
Credit loss expense was $2.9 million versus $1.9 million in Q4 2025; nonperforming assets were 0.16% of total assets, down from 0.26%.
Hanmi returned $13.4 million to shareholders in the quarter: $8.6 million in dividends and $4.8 million in share repurchases.
Hanmi Financial reported fourth-quarter 2025 net income of $21.2 million, or $0.70 per diluted share, down from $22.1 million, or $0.73, in the third quarter, and full-year 2025 net income of $76.1 million, or $2.51 per diluted share, up from $62.2 million in 2024. Criticized loans rose sharply in the quarter to $97.0 million, which shareholders may want to track alongside the earnings trend.
Q4 2025 net income was $21.2 million, or $0.70 per diluted share, versus $22.1 million, or $0.73, in Q3 2025.
Full-year 2025 net income was $76.1 million, or $2.51 per diluted share, versus $62.2 million, or $2.05, in 2024.
Criticized loans rose to $97.0 million, or 1.48% of loans, from $45.4 million, or 0.69%, at September 30, 2025, including a $55.0 million hospitality loan downgrade.
Nonperforming loans fell to $18.1 million, or 0.28% of loans, from $19.4 million, or 0.30%, in the prior quarter.
Hanmi Financial reported third-quarter 2025 net income of $22.1 million, or $0.73 per diluted share, up from $15.1 million, or $0.50 per share, in the second quarter. Higher net interest income and a lower credit loss expense drove the increase, and net interest margin widened to 3.22%. The results are a headline improvement for shareholders, with the filing presenting no guidance.
Net income $22.1 million, up 45.9% from $15.1 million in Q2 2025
Net interest margin rose 15 basis points to 3.22%; net interest income up 6.9% to $61.1 million
Credit loss expense fell $5.5 million to $2.1 million; nonperforming assets down 17.7% to $21.4 million
Board declared a $0.27 per share dividend on July 24, 2025 for Q3; company repurchased 199,698 shares at $23.45
Hanmi Financial Corporation appointed Daniel J. Medici, a retired federal bank examiner with over 36 years at the Office of the Comptroller of the Currency, to the boards of Hanmi Financial and Hanmi Bank effective October 1, 2025. The addition brings the Hanmi board to twelve directors, and Mr. Medici joins the Audit and Risk, Compliance and Planning committees. The filing describes this as a governance addition focused on IT, cybersecurity and risk oversight, with no financial terms disclosed.
Daniel J. Medici appointed to Hanmi Financial and Hanmi Bank boards, effective October 1, 2025
Board size increases to twelve directors
Committee roles: Audit, Risk, Compliance and Planning, and Bank Loan and Credit Policy Committee
Retired from the Office of the Comptroller of the Currency in February 2025 after over 36 years
Hanmi Financial reported second quarter 2025 net income of $15.1 million, or $0.50 per diluted share, down from $17.7 million, or $0.58 per diluted share, in the first quarter. The company said the decline was driven by $7.6 million of credit loss expense, while net interest income and noninterest income both rose and criticized loans fell sharply.
Net income was $15.1 million, or $0.50 per diluted share, versus $17.7 million, or $0.58, in the first quarter of 2025.
Credit loss expense was $7.6 million, compared with $2.7 million in the first quarter of 2025.
Net interest income rose 3.7% to $57.1 million, and net interest margin rose to 3.07% from 3.02%.
Criticized loans fell to $46.6 million at June 30, 2025, from $164.9 million at March 31, 2025.
Hanmi Financial reported first-quarter 2025 net income of $17.7 million, or $0.58 per diluted share, unchanged from the fourth quarter and up from $0.50 a year earlier. Net interest margin rose to 3.02% and deposits grew 2.9%, but nonperforming loans rose to $35.6 million from $14.3 million, mainly due to one $20.0 million commercial real estate loan placed on nonaccrual. Shareholders get steady earnings alongside a sharp rise in problem loans.
Net income was $17.7 million, or $0.58 per diluted share, unchanged from Q4 2024 and up from $15.2 million, or $0.50 per share, in Q1 2024.
Net interest margin increased 11 basis points to 3.02%, and net interest income rose 3.1% to $55.1 million from the fourth quarter.
Nonperforming loans increased to $35.6 million at March 31, 2025, from $14.3 million at December 31, 2024, primarily due to a $20.0 million commercial real estate loan designated nonaccrual.
Total deposits reached $6.62 billion at March 31, 2025, up 2.9% from the prior quarter.
Hanmi Financial amended the employment agreements of CEO Bonita I. Lee and CFO Romolo C. Santarosa on March 4, 2025, extending both terms. The filing discloses contract terms only and gives no change in pay, title, or financial results.
Lee's employment agreement term extended to April 28, 2028, with automatic one-year renewals unless either party gives notice
Santarosa's employment agreement term extended to December 31, 2027, with automatic one-year renewals unless either party gives notice
Both amendments were entered into on March 4, 2025, with the Company and Hanmi Bank as parties
Hanmi Financial Corporation, parent of Hanmi Bank, appointed Christine P. Ball as a director of the Company and the Bank effective March 1, 2025, bringing the board to eleven directors. Ms. Ball has more than 20 years of corporate, commercial and private banking experience, most recently as Senior Vice President and Deputy Chief Credit Officer at City National Bank.
Christine P. Ball appointed to the Board of the Company and Hanmi Bank effective March 1, 2025
Ball joins the Risk, Compliance and Planning Committee of the Company and the Loan and Credit Policy and Asset Liability Management Committees of the Bank
Hanmi Financial reported fourth-quarter 2024 net income of $17.7 million, or $0.58 per diluted share, up from $14.9 million, or $0.49, in the third quarter of 2024. Full-year 2024 net income was $62.2 million, or $2.05 per diluted share, down from $80.0 million, or $2.62, in 2023, so the sequential quarterly gain did not offset the annual decline for shareholders.
Q4 2024 net interest margin rose 17 basis points to 2.91%, and net interest income rose 6.8% from Q3 to $53.4 million.
Full-year 2024 net interest income was $202.8 million, down 8.4% from $221.3 million in 2023.
Q4 2024 net income of $17.7 million compared with $18.6 million in Q4 2023.
Nonperforming assets were 0.19% of total assets at December 31, 2024, down from 0.21% at September 30, 2024.
Hanmi Financial reported third quarter 2024 net income of $14.9 million, or $0.49 per diluted share, up from $14.5 million, or $0.48 per diluted share, in the second quarter. Net interest margin rose to 2.74% from 2.69%, while credit loss expense increased to $2.3 million from $1.0 million, and criticized loans rose to $160.0 million.
Net income $14.9 million, or $0.49 per diluted share, versus $14.5 million, or $0.48, in Q2 2024
Net interest margin 2.74%, up five basis points from 2.69%; net interest income $50.1 million, up 2.9%
Credit loss expense $2.3 million versus $1.0 million in Q2 2024; criticized loans $160.0 million at September 30, 2024, up from $70.9 million
Hanmi Financial furnished a September 2024 investor presentation with 2Q24 results, showing net income of $14.5 million, or $0.48 per diluted share, down 4.7% from $15.2 million, or $0.50 per share, in the prior quarter. Net interest income fell 4.0% to $48.6 million and net interest margin fell to 2.69%, both attributed to higher interest-bearing deposit costs. The presentation references an earnings release dated July 23, 2024, and the company reports a $0.25 per share cash dividend.
Net income $14.5 million, or $0.48 per diluted share, versus $15.2 million, or $0.50, in 1Q24
Net interest income $48.6 million, down 4.0%; net interest margin 2.69%, with cost of interest-bearing deposits at 4.27%, up 11 basis points
Noninterest income $8.1 million, up 4.2%; noninterest expense $35.3 million, down 3.2%
Cash dividend of $0.25 per share; tangible book value per share $22.99 at 2Q24
Hanmi Financial furnished an investor slide presentation titled Strategy and Governance Update under Item 2.02, which the 8-K says was distributed to analysts and investors on August 22, 2024. The deck mainly restates figures from the second quarter of 2024 and covers strategy, governance, and risk management, with no new earnings results or guidance changes disclosed in the filing.
Second-quarter 2024 net income was $14.5 million, or $0.48 diluted EPS, with a 7.50% ROAE and 2.69% NIM, as of June 30, 2024.
Total assets were $7.6 billion, loans $6.2 billion, and deposits $6.3 billion as of June 30, 2024.
The presentation references a cash dividend of $0.25 per share and a common equity tier 1 capital ratio of 12.11%.
The 8-K is dated August 22, 2024, but the presentation is titled Strategy and Governance Update August 26, 2024.
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