Every material Form 8-K Hanmi Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Hanmi Financial's Board declared a fourth-quarter 2026 cash dividend of $0.28 per common share, announced in a press release filed with the SEC. The dividend is payable November 25, 2026, to holders of record at the close of business on November 9, 2026, and the filing contains no earnings, guidance, or other financial results.
Cash dividend of $0.28 per share for the 2026 fourth quarter
Record date: close of business November 9, 2026
Payment date: November 25, 2026
Exhibit 99.1 press release also references a share repurchase, but the filing text provides no details on it
Hanmi Financial reported third-quarter 2026 net income of $23.7 million, or $0.80 per diluted share, up from $23.5 million, or $0.79, in the second quarter. Net interest income rose 5.8% to $67.6 million and net interest margin widened to 3.44%, but credit loss expense increased to $4.5 million from $1.2 million on higher net charge-offs, and criticized loans rose to $134.4 million.
Net income $23.7 million, or $0.80 per diluted share, versus $23.5 million, or $0.79, in Q2 2026
Net interest income up 5.8% to $67.6 million; net interest margin 3.44%, up eight basis points
Credit loss expense $4.5 million, up from $1.2 million, driven by higher net charge-offs including a $3.2 million charge-off on a commercial real estate loan
Returned 55.6% of third-quarter earnings to shareholders: $8.3 million in dividends and $4.9 million in share repurchases
Hanmi Financial Corporation sold $55.0 million of 6.50% fixed-to-floating subordinated notes due 2036 in a private placement on July 30, 2026. The company plans to use the proceeds, along with general corporate funds, to redeem its $110.0 million of 3.75% subordinated notes due 2031, and the notes are intended to count as holding company Tier 2 capital. For shareholders, the filing shows a financing that replaces higher-cost 2031 debt with a smaller issue, and it does not include new earnings or guidance.
$55.0 million of 6.50% subordinated notes due July 31, 2036 issued to qualified institutional buyers and institutional accredited investors
Notes fixed at 6.50% until July 31, 2031, then float at Three-Month Term SOFR plus 234 basis points
Company gave notice to redeem all $110.0 million of 3.75% notes due 2031 at par plus accrued interest, expected on or about September 1, 2026
Notes are intended to qualify as Tier 2 capital at the holding company level; cannot be redeemed before the fifth anniversary of issuance
Hanmi Financial reported second-quarter 2026 net income of $23.5 million, or $0.79 per diluted share, up from $22.6 million, or $0.75 per share, in the first quarter. Net interest income rose 1.0% to $63.9 million, while the net interest margin slipped two basis points to 3.36%, and the company returned 58% of earnings to shareholders through dividends and buybacks. Shareholders see higher headline earnings, with the filing not providing formal guidance figures.
Net income $23.5 million, or $0.79 per diluted share, versus $22.6 million, or $0.75, in Q1 2026
Net interest income up 1.0% to $63.9 million; net interest margin down two basis points to 3.36%
Credit loss expense fell to $1.2 million from $2.9 million; nonperforming loans were 0.15% of total loans
Returned $8.3 million in dividends and $5.2 million in share repurchases, or 58% of second-quarter earnings
Director Gideon Yu resigned from the Hanmi Financial and Hanmi Bank boards effective immediately on May 22, 2026, before the annual meeting, so he did not stand for reelection. At the May 27, 2026 meeting, stockholders elected ten board nominees, approved the advisory executive compensation vote, approved the 2026 Employee Stock Purchase Plan, and ratified Crowe LLP as the independent auditor for fiscal 2026.
Gideon Yu resigned from both boards effective May 22, 2026; the filing says the resignation was not due to any disagreement with the company.
Yu had been nominated for reelection in the April 15, 2026 proxy statement; because he resigned before the meeting, votes relating to his election were disregarded.
Stockholders approved the 2026 Employee Stock Purchase Plan with 24,886,127 votes for and 12,400 against.
Stockholders ratified Crowe LLP as auditor for the fiscal year ending December 31, 2026, with 26,350,596 votes for and 68,179 against.
Hanmi Financial reported first-quarter 2026 net income of $22.6 million, or $0.75 per diluted share, up from $21.2 million, or $0.70 per share, in the fourth quarter of 2025. Net interest margin rose to 3.38%, nonperforming assets fell to 0.16% of total assets, and the company returned $13.4 million to shareholders through dividends and share repurchases. Higher profit and capital returns benefit shareholders, although credit loss expense rose to $2.9 million from $1.9 million.
Net income was $22.6 million, or $0.75 per diluted share, compared with $21.2 million, or $0.70, in Q4 2025 and $17.7 million in Q1 2025.
Net interest margin increased 10 basis points to 3.38%, as the cost of interest-bearing deposits fell 16 basis points to 3.20%.
Credit loss expense was $2.9 million versus $1.9 million in Q4 2025; nonperforming assets were 0.16% of total assets, down from 0.26%.
Hanmi returned $13.4 million to shareholders in the quarter: $8.6 million in dividends and $4.8 million in share repurchases.
Hanmi Financial reported fourth-quarter 2025 net income of $21.2 million, or $0.70 per diluted share, down from $22.1 million, or $0.73, in the third quarter, and full-year 2025 net income of $76.1 million, or $2.51 per diluted share, up from $62.2 million in 2024. Criticized loans rose sharply in the quarter to $97.0 million, which shareholders may want to track alongside the earnings trend.
Q4 2025 net income was $21.2 million, or $0.70 per diluted share, versus $22.1 million, or $0.73, in Q3 2025.
Full-year 2025 net income was $76.1 million, or $2.51 per diluted share, versus $62.2 million, or $2.05, in 2024.
Criticized loans rose to $97.0 million, or 1.48% of loans, from $45.4 million, or 0.69%, at September 30, 2025, including a $55.0 million hospitality loan downgrade.
Nonperforming loans fell to $18.1 million, or 0.28% of loans, from $19.4 million, or 0.30%, in the prior quarter.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Hanmi Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →