Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Hanmi Financial (HAFC)

Hanmi Q3 net income rises 0.8% to $23.7 million, or $0.80 per diluted share

Positive Impact 3 of 5 earnings

Hanmi Financial reported third-quarter 2026 net income of $23.7 million, or $0.80 per diluted share, up from $23.5 million, or $0.79, in the second quarter. Net interest income rose 5.8% to $67.6 million and net interest margin widened to 3.44%, but credit loss expense increased to $4.5 million from $1.2 million on higher net charge-offs, and criticized loans rose to $134.4 million.

Key points

  • Net income $23.7 million, or $0.80 per diluted share, versus $23.5 million, or $0.79, in Q2 2026
  • Net interest income up 5.8% to $67.6 million; net interest margin 3.44%, up eight basis points
  • Credit loss expense $4.5 million, up from $1.2 million, driven by higher net charge-offs including a $3.2 million charge-off on a commercial real estate loan
  • Returned 55.6% of third-quarter earnings to shareholders: $8.3 million in dividends and $4.9 million in share repurchases

The filing

CompanyHanmi Financial (HAFC)
Form8-K, current report
Filed with the SECOct 27, 2026, 4:06 PM ET
Accession number0001171843-26-006857

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.