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AI brief of an SEC Form 8-K · Home BancShares (HOMB)

Home BancShares Q4 Net Income $100.6 Million; Loan Cleanup Adds $53.4 Million Charge-Offs

Mixed Impact 3 of 5 earnings Written later

Home BancShares reported fourth-quarter 2024 net income of $100.6 million, or $0.51 per diluted share, up from $86.2 million, or $0.43 per share, a year earlier, and full-year net income of $402.2 million. The quarter also included $53.4 million of net charge-offs from an asset quality cleanup, mostly in Texas, and a $16.7 million hurricane-related credit loss provision, so shareholders face both stronger reported earnings and a large loan loss charge.

Key points

  • Q4 2024 net income $100.6 million, versus $100.0 million in Q3 2024 and $86.2 million in Q4 2023
  • Full-year 2024 net income $402.2 million; diluted EPS $2.01, versus $1.94 in 2023
  • Net charge-offs $53.4 million in Q4 2024, of which $47.6 million was in Texas
  • Hurricane provision of $16.7 million in Q4 2024 brings total hurricane reserve to $33.4 million

The filing

CompanyHome BancShares (HOMB)
Form8-K, current report
Filed with the SECJan 15, 2025, 4:19 PM ET
Accession number0001331520-25-000004

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 15, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.