Every material Form 8-K Home BancShares has filed with the SEC since May 14, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Home BancShares said it received about $80.7 million from the borrower's sale of part of the collateral securing a $92.1 million non-performing loan relationship in its Texas market, completing the first phase of resolving the credit. The payment lowers the company's non-performing loan and asset ratios and leaves about $11.4 million in carrying amount, with a second phase expected in the fourth quarter of 2026 that could recover part of an amount charged off in 2024.
Payment of about $80.7 million received; proceeds were about 95% of the appraised value of the collateral sold
Remaining carrying amount of about $11.4 million, still classified as nonaccrual pending the second phase
Based on September 30, 2026 balances, non-performing loans to total loans fall about 48 basis points and non-performing assets to total assets fall about 34 basis points
Second phase expected to complete in the fourth quarter of 2026, but the company gives no assurance the remaining balance will be repaid as expected
Home BancShares reported record third-quarter 2026 net income of $129.5 million, or $0.65 per diluted share, up from $119.3 million and $0.59 in the second quarter. Total revenue fell to $288.4 million from $295.1 million in the prior quarter, though it rose from $277.7 million a year earlier, and non-performing assets increased to $245.3 million.
Net income of $129.5 million and diluted EPS of $0.65 for Q3 2026, versus $119.3 million and $0.59 in Q2 2026 and $123.6 million and $0.63 in Q3 2025
Total revenue (net) of $288.4 million, down from $295.1 million in Q2 2026 and up from $277.7 million in Q3 2025
Non-performing assets rose to $245.3 million, or 1.02% of total assets, from 0.93% at June 30, 2026
Management conference call set for 1:00 p.m. CT (2:00 p.m. ET) on October 15, 2026
Home BancShares reported second quarter 2026 results that include its completed acquisition of Mountain Commerce Bancorp. Net income was $119.3 million and total revenue reached a company-record $295.1 million, up 10.6% from the first quarter. GAAP diluted EPS was $0.59, down from $0.60 in the prior quarter, while adjusted EPS was $0.64 after $12.7 million of merger-related expenses.
Net income of $119.3 million versus $118.2 million in Q1 2026 and $118.4 million in Q2 2025
Adjusted net income of $128.1 million, a company record, excluding merger expenses and certain other items
Total revenue (net) of $295.1 million, up 10.6% from $266.7 million; GAAP diluted EPS of $0.59 versus $0.60 in Q1 2026
Quarter-end total deposits of $19.11 billion, up from $17.74 billion at March 31, 2026, including the Mountain Commerce acquisition
Home BancShares reported first quarter 2026 net income of $118.2 million, or $0.60 per diluted share, up from $115.2 million a year earlier but flat with the prior quarter. Revenue fell from $282.1 million in the fourth quarter to $266.7 million, and nonperforming assets rose to $224.1 million from $124.8 million, mainly because one $92.1 million loan relationship was placed on non-accrual status.
Net income $118.2 million and diluted EPS $0.60 for Q1 2026, versus $115.2 million net income in Q1 2025
Total revenue (net) $266.7 million, up 2.5% year over year but down from $282.1 million in Q4 2025
Non-performing loans rose to $182.1 million at March 31, 2026, from $85.0 million at December 31, 2025, mainly due to one $92.1 million loan on non-accrual
Mountain Commerce Bancorp acquisition completed effective April 1, 2026, with about 5.4 million shares issued valued at about $146 million
Home BancShares' Board approved the appointment of John W. Allison II as a director on January 16, 2026, effective immediately, with his term running until the next annual meeting or until a successor is elected and qualified. He has not been named to any Board committees, and he is the son of Chairman and CEO John W. Allison.
Board approved the appointment on January 16, 2026; effective immediately
Term runs until the next annual meeting or until a successor is duly elected and qualified
No Board committee assignments named at this time
Mr. Allison is the son of Chairman and CEO John W. Allison
Home BancShares reported fourth-quarter 2025 net income of $118.2 million, or $0.60 per diluted share, down from $123.6 million and $0.63 in the third quarter but up from $100.6 million a year earlier. Total revenue rose to $282.1 million, while the company recorded $14.4 million in provision for credit losses tied to $400.2 million of loan growth. Full-year 2025 net income was a record $475.4 million, up 18% from 2024.
Q4 2025 net income $118.2 million and diluted EPS $0.60, versus $123.6 million and $0.63 in Q3 2025
Total revenue (net) $282.1 million, up from $277.7 million in Q3 2025
Provision for credit losses $14.4 million; loans increased $400.2 million during the quarter
Quarterly dividend $0.21 per share; the MCBI acquisition is expected to close in the first half of 2026
On December 7, 2025, Home BancShares agreed to acquire Mountain Commerce Bancorp in an all-stock merger, with Home issuing about 5.4 million shares for a purchase price of about $150.1 million. The deal is expected to close in the first half of 2026, subject to MCBI shareholder approval and regulatory approvals, and would add Tennessee markets to Home's footprint, which would hold about $25.0 billion in assets on a pro forma basis.
Each MCBI share converts into 0.85 Home common shares; about 5.4 million Home shares, valued at about $150.1 million based on the 20-day VWAP of $27.66 ending December 5, 2025
Expected to close in the first half of 2026; either party may terminate if the merger is not completed by September 7, 2026
MCBI pays a $6.0 million termination fee in certain limited circumstances; voting agreements cover about 22.5% of MCBI shares
Combined company pro forma (as of March 31, 2026): about $25.0 billion in assets, $17.0 billion in deposits, $19.2 billion in loans, 225 branches
Home BancShares reported third quarter 2025 net income of $123.6 million, or $0.63 per diluted share, up from $118.4 million, or $0.60 per share, in the second quarter. The company said both figures were records, and total revenue (net) rose to $277.7 million from $271.0 million. The filing does not include forward guidance, and results are reported on a GAAP basis with an as-adjusted non-GAAP figure of $119.7 million.
Net income of $123.6 million and diluted EPS of $0.63 for the quarter ended September 30, 2025, versus $118.4 million and $0.60 in Q2 2025 and $100.0 million and $0.50 in Q3 2024.
Total revenue (net) of $277.7 million, up from $271.0 million in Q2 2025 and $258.0 million in Q3 2024.
Net income, as adjusted (non-GAAP), of $119.7 million, or $0.61 per share.
Repurchased 350,000 shares in Q3 2025, down from 1.0 million in Q2 2025; quarterly dividend of $0.20 per share, unchanged from Q2 2025.
Home BancShares reported second quarter 2025 net income of $118.4 million, or $0.60 per diluted share, both described by the company as records. Total revenue (net) rose to $271.0 million from $260.1 million in the first quarter and $254.6 million a year earlier. The filing gives no forward guidance.
Q2 2025 net income $118.4 million vs. $115.2 million in Q1 2025 and $101.5 million in Q2 2024
Diluted EPS $0.60 vs. $0.58 in Q1 2025 and $0.51 in Q2 2024; as-adjusted diluted EPS (non-GAAP) $0.58
Quarterly dividend of $0.20 per share, up from $0.195; company repurchased 1.0 million shares in Q2 2025
Total loans receivable $15.18 billion at June 30, 2025, up from $14.95 billion at March 31, 2025
Home BancShares reported first quarter 2025 net income of $115.2 million, or $0.58 per diluted share, up from $100.1 million, or $0.50 per share, in the first quarter of 2024. The company said the $0.58 diluted EPS was a record, and it reported $111.9 million net income on an as-adjusted, non-GAAP basis.
Net income of $115.2 million for the three months ended March 31, 2025, versus $100.1 million a year earlier
Diluted EPS of $0.58, a company record; as-adjusted diluted EPS (non-GAAP) of $0.56
Total revenue (net) of $260.1 million versus $246.4 million in Q1 2024; net interest margin of 4.44%
Non-performing assets were $129.4 million at March 31, 2025, down from $142.4 million at December 31, 2024
Home BancShares said Chairman Tracy M. French will not stand for reelection as a director of the company or chairman of the board and bank board when his term ends on April 17, 2025. He will serve as an employee advisor to senior management for two years, under a retirement agreement that keeps his $408,000 salary and benefits but ends bonus eligibility and change-in-control payments.
Tracy M. French's board and chairman roles end upon completion of his current term on April 17, 2025.
He will remain an employee advisor to senior management for two years, effective February 27, 2025.
Retirement agreement keeps his $408,000 annual salary and benefits but removes bonus eligibility and change-in-control payments.
Outstanding restricted shares and stock options will continue to vest while he remains an employee.
Home BancShares reported fourth-quarter 2024 net income of $100.6 million, or $0.51 per diluted share, up from $86.2 million, or $0.43 per share, a year earlier, and full-year net income of $402.2 million. The quarter also included $53.4 million of net charge-offs from an asset quality cleanup, mostly in Texas, and a $16.7 million hurricane-related credit loss provision, so shareholders face both stronger reported earnings and a large loan loss charge.
Q4 2024 net income $100.6 million, versus $100.0 million in Q3 2024 and $86.2 million in Q4 2023
Full-year 2024 net income $402.2 million; diluted EPS $2.01, versus $1.94 in 2023
Net charge-offs $53.4 million in Q4 2024, of which $47.6 million was in Texas
Hurricane provision of $16.7 million in Q4 2024 brings total hurricane reserve to $33.4 million
Home BancShares reported third quarter 2024 net income of $100.0 million, or $0.50 per diluted share, compared with $0.49 a year earlier. The results include a $16.7 million additional loan loss reserve for areas affected by Hurricane Helene, which the company said reduced diluted EPS by six cents, and the chairman said the company had been expecting $0.55 to $0.56 before the storm.
Q3 2024 net income $100.0 million vs $98.5 million in Q3 2023 and $101.5 million in Q2 2024
Total revenue (net) $258.0 million vs $245.4 million in Q3 2023
Hurricane Helene reserve of $16.7 million within an $18.2 million loan loss provision; total credit loss expense $18.9 million
Net available liquidity of $5.65 billion at September 30, 2024; conference call set for October 17, 2024 at 1:00 p.m. CT
Home BancShares said it set aside about $16.7 million in additional loan loss reserves for the third quarter of 2024 tied to Hurricane Helene, which made landfall September 26, 2024. The company said Hurricane Milton, which made landfall October 9, 2024, could result in a substantial increase to hurricane-related loan reserves in the fourth quarter, so shareholders face possible further charges.
Additional third-quarter 2024 loan loss reserves of approximately $16.7 million related to Hurricane Helene
Helene made landfall September 26, 2024 as a Category 4 hurricane; the company has a little over $1 billion in loans in the storm's path
Hurricane Milton made landfall October 9, 2024; the company said it could cause a substantial increase to fourth-quarter hurricane-related reserves
Home BancShares reported second quarter 2024 results in a July 17, 2024 press release furnished with an 8-K. Net income was $101.5 million, or $0.51 per diluted share, up from the first quarter but below the second quarter of 2023. Management will hold a conference call on July 18, 2024 at 1:00 p.m. CT.
Net income of $101.5 million ($0.51 diluted EPS) for the quarter ended June 30, 2024, versus $100.1 million ($0.50) in Q1 2024 and $105.3 million ($0.52) in Q2 2023
Total revenue (net) of $254.6 million, up from $246.4 million in Q1 2024 and down from $257.2 million in Q2 2023
Non-interest expense of $113.2 million, including $2.3 million of FDIC special assessment expense
Book value per common share of $19.30 and tangible book value per common share of $12.08 at June 30, 2024
Home BancShares announced management changes effective May 13, 2024: J. Stephen Tipton becomes CEO of Centennial Bank and Kevin D. Hester becomes President of the Company and Centennial Bank. John W. Allison remains Executive Chairman and CEO of the Company, and Tracy M. French remains Chairman of Centennial Bank. The filing gives no financial results, so the change is an organizational one; it sets out pay for the new roles.
Tipton named CEO of Centennial Bank; annual salary $560,240 and a 100,000-share restricted stock award vesting over four years
Hester named President of the Company and Centennial Bank, keeping his Chief Lending Officer role; annual salary $539,371 and a 100,000-share restricted stock award vesting over four years
Allison stays as Executive Chairman and CEO of the Company; French stays as Chairman of Centennial Bank, with a focus on special projects
Changes were approved May 13, 2024 and announced in a press release dated May 14, 2024
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