Every material Form 8-K Home BancShares filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
On December 7, 2025, Home BancShares agreed to acquire Mountain Commerce Bancorp in an all-stock merger, with Home issuing about 5.4 million shares for a purchase price of about $150.1 million. The deal is expected to close in the first half of 2026, subject to MCBI shareholder approval and regulatory approvals, and would add Tennessee markets to Home's footprint, which would hold about $25.0 billion in assets on a pro forma basis.
Each MCBI share converts into 0.85 Home common shares; about 5.4 million Home shares, valued at about $150.1 million based on the 20-day VWAP of $27.66 ending December 5, 2025
Expected to close in the first half of 2026; either party may terminate if the merger is not completed by September 7, 2026
MCBI pays a $6.0 million termination fee in certain limited circumstances; voting agreements cover about 22.5% of MCBI shares
Combined company pro forma (as of March 31, 2026): about $25.0 billion in assets, $17.0 billion in deposits, $19.2 billion in loans, 225 branches
Home BancShares reported third quarter 2025 net income of $123.6 million, or $0.63 per diluted share, up from $118.4 million, or $0.60 per share, in the second quarter. The company said both figures were records, and total revenue (net) rose to $277.7 million from $271.0 million. The filing does not include forward guidance, and results are reported on a GAAP basis with an as-adjusted non-GAAP figure of $119.7 million.
Net income of $123.6 million and diluted EPS of $0.63 for the quarter ended September 30, 2025, versus $118.4 million and $0.60 in Q2 2025 and $100.0 million and $0.50 in Q3 2024.
Total revenue (net) of $277.7 million, up from $271.0 million in Q2 2025 and $258.0 million in Q3 2024.
Net income, as adjusted (non-GAAP), of $119.7 million, or $0.61 per share.
Repurchased 350,000 shares in Q3 2025, down from 1.0 million in Q2 2025; quarterly dividend of $0.20 per share, unchanged from Q2 2025.
Home BancShares reported second quarter 2025 net income of $118.4 million, or $0.60 per diluted share, both described by the company as records. Total revenue (net) rose to $271.0 million from $260.1 million in the first quarter and $254.6 million a year earlier. The filing gives no forward guidance.
Q2 2025 net income $118.4 million vs. $115.2 million in Q1 2025 and $101.5 million in Q2 2024
Diluted EPS $0.60 vs. $0.58 in Q1 2025 and $0.51 in Q2 2024; as-adjusted diluted EPS (non-GAAP) $0.58
Quarterly dividend of $0.20 per share, up from $0.195; company repurchased 1.0 million shares in Q2 2025
Total loans receivable $15.18 billion at June 30, 2025, up from $14.95 billion at March 31, 2025
Home BancShares reported first quarter 2025 net income of $115.2 million, or $0.58 per diluted share, up from $100.1 million, or $0.50 per share, in the first quarter of 2024. The company said the $0.58 diluted EPS was a record, and it reported $111.9 million net income on an as-adjusted, non-GAAP basis.
Net income of $115.2 million for the three months ended March 31, 2025, versus $100.1 million a year earlier
Diluted EPS of $0.58, a company record; as-adjusted diluted EPS (non-GAAP) of $0.56
Total revenue (net) of $260.1 million versus $246.4 million in Q1 2024; net interest margin of 4.44%
Non-performing assets were $129.4 million at March 31, 2025, down from $142.4 million at December 31, 2024
Home BancShares said Chairman Tracy M. French will not stand for reelection as a director of the company or chairman of the board and bank board when his term ends on April 17, 2025. He will serve as an employee advisor to senior management for two years, under a retirement agreement that keeps his $408,000 salary and benefits but ends bonus eligibility and change-in-control payments.
Tracy M. French's board and chairman roles end upon completion of his current term on April 17, 2025.
He will remain an employee advisor to senior management for two years, effective February 27, 2025.
Retirement agreement keeps his $408,000 annual salary and benefits but removes bonus eligibility and change-in-control payments.
Outstanding restricted shares and stock options will continue to vest while he remains an employee.
Home BancShares reported fourth-quarter 2024 net income of $100.6 million, or $0.51 per diluted share, up from $86.2 million, or $0.43 per share, a year earlier, and full-year net income of $402.2 million. The quarter also included $53.4 million of net charge-offs from an asset quality cleanup, mostly in Texas, and a $16.7 million hurricane-related credit loss provision, so shareholders face both stronger reported earnings and a large loan loss charge.
Q4 2024 net income $100.6 million, versus $100.0 million in Q3 2024 and $86.2 million in Q4 2023
Full-year 2024 net income $402.2 million; diluted EPS $2.01, versus $1.94 in 2023
Net charge-offs $53.4 million in Q4 2024, of which $47.6 million was in Texas
Hurricane provision of $16.7 million in Q4 2024 brings total hurricane reserve to $33.4 million
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Home BancShares filing is on SEC EDGAR ↗. 8-K briefs of other companies →