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AI brief of an SEC Form 8-K · Home BancShares (HOMB)

Home BancShares to acquire Mountain Commerce Bancorp in $150.1 million all-stock deal

Neutral Impact 5 of 5 m&a Written later

On December 7, 2025, Home BancShares agreed to acquire Mountain Commerce Bancorp in an all-stock merger, with Home issuing about 5.4 million shares for a purchase price of about $150.1 million. The deal is expected to close in the first half of 2026, subject to MCBI shareholder approval and regulatory approvals, and would add Tennessee markets to Home's footprint, which would hold about $25.0 billion in assets on a pro forma basis.

Key points

  • Each MCBI share converts into 0.85 Home common shares; about 5.4 million Home shares, valued at about $150.1 million based on the 20-day VWAP of $27.66 ending December 5, 2025
  • Expected to close in the first half of 2026; either party may terminate if the merger is not completed by September 7, 2026
  • MCBI pays a $6.0 million termination fee in certain limited circumstances; voting agreements cover about 22.5% of MCBI shares
  • Combined company pro forma (as of March 31, 2026): about $25.0 billion in assets, $17.0 billion in deposits, $19.2 billion in loans, 225 branches

The filing

CompanyHome BancShares (HOMB)
Form8-K, current report
Filed with the SECDec 8, 2025, 11:55 AM ET
Accession number0001331520-25-000155

Items reported: 1.01 Material Definitive Agreement7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on December 08, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.