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AI brief of an SEC Form 8-K · Home BancShares (HOMB)

Home BancShares Q4 profit $118.2 million, down from Q3; 2025 record $475.4 million

Mixed Impact 3 of 5 earnings Written later

Home BancShares reported fourth-quarter 2025 net income of $118.2 million, or $0.60 per diluted share, down from $123.6 million and $0.63 in the third quarter but up from $100.6 million a year earlier. Total revenue rose to $282.1 million, while the company recorded $14.4 million in provision for credit losses tied to $400.2 million of loan growth. Full-year 2025 net income was a record $475.4 million, up 18% from 2024.

Key points

  • Q4 2025 net income $118.2 million and diluted EPS $0.60, versus $123.6 million and $0.63 in Q3 2025
  • Total revenue (net) $282.1 million, up from $277.7 million in Q3 2025
  • Provision for credit losses $14.4 million; loans increased $400.2 million during the quarter
  • Quarterly dividend $0.21 per share; the MCBI acquisition is expected to close in the first half of 2026

The filing

CompanyHome BancShares (HOMB)
Form8-K, current report
Filed with the SECJan 14, 2026, 5:18 PM ET
Accession number0001331520-26-000014

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 14, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.