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AI brief of an SEC Form 8-K · Hilltop Holdings (HTH)

Hilltop Holdings Q2 net income falls 15% from Q1 to $37.9 million

Mixed Impact 3 of 5 earnings Written later

Hilltop Holdings reported second-quarter 2025 results in an Exhibit 99.1 earnings presentation furnished with this 8-K, dated July 24, 2025. Net income was $37.9 million and income attributable to Hilltop was $36.1 million, or $0.57 diluted EPS, down from the first quarter but up sharply from the second quarter of 2024. The results include a $9.5 million pre-tax legal settlement at PrimeLending and a $7.3 million reversal of credit losses, and the company will discuss the results in a webcast on July 25, 2025.

Key points

  • Net income of $37.9 million, down 15% from Q1 2025 and up 65% from Q2 2024
  • Diluted EPS of $0.57, down from $0.65 in Q1 2025 and up from $0.31 in Q2 2024
  • Noninterest income of $192.6 million, down 10% from Q1 2025; net interest income of $110.7 million, up 5%
  • Q2 2025 included a $9.5 million pre-tax ($7.4 million after-tax, $0.12 per share) legal settlement at PrimeLending

The filing

CompanyHilltop Holdings (HTH)
Form8-K, current report
Filed with the SECJul 24, 2025, 4:31 PM ET
Accession number0001558370-25-009546

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:55 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.