IBC: 2025 net income rose 0.8% to $412.3 million; fourth-quarter profit fell 7.1%
International Bancshares Corporation (IBC) reported annual net income of approximately $412.3 million, or $6.62 per diluted share, for the year ended December 31, 2025, up about 0.8% from 2024. Net income for the three months ended December 31, 2025 fell about 7.1% year over year to approximately $106.9 million, and fourth-quarter diluted EPS fell 7.6% to $1.71. Shareholders see a slight full-year gain alongside a weaker fourth quarter, with the company citing higher interest expense from rates paid on deposits.
Key points
- Full-year 2025 net income of approximately $412.3 million, or $6.62 diluted EPS, versus $409.2 million, or $6.57, in 2024
- Fourth-quarter 2025 net income of approximately $106.9 million, or $1.71 diluted EPS, versus $115.1 million, or $1.85, in the same period of 2024
- Net interest income was negatively affected by higher interest expense, primarily from increased rates paid on deposits
- Total assets were approximately $16.6 billion at December 31, 2025, compared with $15.7 billion a year earlier
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 26, 2026.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.