Every material Form 8-K Intl Bancshares has filed with the SEC since May 04, 2023, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
International Bancshares Corporation reported net income of $114.5 million, or $1.84 diluted earnings per share, for the three months ended September 30, 2026, up from $108.4 million, or $1.74 per share, a year earlier. For the nine months, net income was $312.5 million, or $5.02 per share, up 2.3% from the prior-year period, so earnings grew in both periods.
Q3 2026 net income $114.5 million, up 5.6% from $108.4 million; diluted EPS $1.84, up 5.7% from $1.74
Nine-month 2026 net income $312.5 million, up 2.3% from $305.4 million; diluted EPS $5.02 vs. $4.91
Total assets about $17.3 billion at September 30, 2026, up from about $16.6 billion at December 31, 2025
Company moved its listing to the Texas Stock Exchange (TXSE) on October 19, 2026
International Bancshares said it will voluntarily withdraw its common stock listing from Nasdaq and transfer the primary listing to the Texas Stock Exchange. Trading on Nasdaq is expected to end at the close on October 16, 2026, and begin on TXSE at market open on October 19, 2026, under the same ticker, IBOC. The company said no action is required from shareholders, and the filing contains no financial results.
Nasdaq trading expected to cease at the close on Friday, October 16, 2026
TXSE trading expected to begin at market open on Monday, October 19, 2026, under ticker IBOC
No shareholder action is required, according to the company
A closing-bell ceremony is planned in Houston on December 7, 2026
International Bancshares Corporation reported net income of $198.0 million, or $3.18 per diluted share, for the six months ended June 30, 2026, up 0.5% in net income and 0.6% in diluted earnings per share from the same period in 2025. For the three months ended June 30, net income was $95.8 million, or $1.54 per diluted share, down 4.3% in both net income and diluted earnings per share from the prior-year quarter.
Six-month net income was $198.0 million, or $3.18 per diluted share, versus $197.0 million, or $3.16, in the first half of 2025.
Second-quarter net income was $95.8 million, or $1.54 per diluted share, versus $100.1 million, or $1.61, a year earlier.
The company said its provision for credit losses increased, driven mainly by loan portfolio growth and changes in non-accrual loans.
Total assets were approximately $17.0 billion at June 30, 2026, up from $16.6 billion at December 31, 2025; deposits were approximately $12.7 billion.
International Bancshares Corporation reported net income of $102.2 million, or $1.64 per diluted share, for the three months ended March 31, 2026, up from $96.9 million, or $1.56 per diluted share, a year earlier. The company attributed the results to growth in its investment and loan portfolios and a decline in interest expense, mainly from lower rates paid on deposits, which matters to shareholders as a sign of continued earnings growth.
Net income for Q1 2026 was $102.2 million, up 5.5% from $96.9 million in Q1 2025.
Diluted earnings per share were $1.64, up 5.1% from $1.56.
Total assets were approximately $16.8 billion at March 31, 2026, versus $16.6 billion at December 31, 2025.
Deposits were approximately $12.6 billion at March 31, 2026, versus $12.4 billion at December 31, 2025.
International Bancshares Corporation (IBC) reported annual net income of approximately $412.3 million, or $6.62 per diluted share, for the year ended December 31, 2025, up about 0.8% from 2024. Net income for the three months ended December 31, 2025 fell about 7.1% year over year to approximately $106.9 million, and fourth-quarter diluted EPS fell 7.6% to $1.71. Shareholders see a slight full-year gain alongside a weaker fourth quarter, with the company citing higher interest expense from rates paid on deposits.
Full-year 2025 net income of approximately $412.3 million, or $6.62 diluted EPS, versus $409.2 million, or $6.57, in 2024
Fourth-quarter 2025 net income of approximately $106.9 million, or $1.71 diluted EPS, versus $115.1 million, or $1.85, in the same period of 2024
Net interest income was negatively affected by higher interest expense, primarily from increased rates paid on deposits
Total assets were approximately $16.6 billion at December 31, 2025, compared with $15.7 billion a year earlier
International Bancshares Corporation reported third-quarter 2025 net income of $108.4 million, or $1.74 per diluted share, up from about $99.8 million, or $1.60 per diluted share, a year earlier. Nine-month net income was $305.4 million, or $4.91 per diluted share, compared with $294.1 million, or $4.72, in the same period of 2024. Shareholders see higher quarterly and year-to-date profit, though the company said rising deposit rates continued to weigh on net interest income.
Q3 2025 net income of $108.4 million ($1.74 diluted EPS), up 8.6% in net income and 8.8% in diluted EPS from Q3 2024
Nine months ended September 30, 2025 net income of $305.4 million ($4.91 diluted EPS), up 3.8% in net income and 4.0% in diluted EPS
Total assets of about $16.6 billion at September 30, 2025, versus $15.7 billion at December 31, 2024
Release says higher deposit rates pressured net interest income, while a lower provision for credit loss expense helped nine-month results
International Bancshares reported net income of $100.1 million, or $1.61 per diluted share, for the three months ended June 30, 2025, up 3.2% from $97.0 million, or $1.56 per diluted share, a year earlier. For the six months, net income was $197.0 million, or $3.16 per diluted share, up 1.4% in net income and 1.3% in diluted EPS. Higher deposit rates pressured net interest income, while a lower provision for credit loss expense helped results.
Q2 2025 net income $100.1 million, $1.61 diluted EPS, versus $97.0 million, $1.56 in Q2 2024
Six-month 2025 net income $197.0 million, $3.16 diluted EPS, versus $194.3 million, $3.12 in 2024
Total assets about $16.5 billion at June 30, 2025, versus $15.7 billion at December 31, 2024
Deposits about $12.5 billion at June 30, 2025, versus $12.1 billion at December 31, 2024; higher deposit rates raised interest expense
International Bancshares Corporation reported first-quarter 2025 net income of about $96.9 million, or $1.56 per diluted share, versus about $97.3 million, or $1.56 per diluted share, a year earlier. Net income fell 0.5%, while diluted EPS was unchanged. Higher interest income was offset in part by higher deposit costs, and total assets rose to about $16.3 billion from $15.7 billion at December 31, 2024.
Q1 2025 net income: about $96.9 million, down from about $97.3 million in Q1 2024 (a 0.5% decrease)
Diluted EPS: $1.56 in both periods; basic EPS $1.56 versus $1.57
Net interest income was hurt by higher interest expense, mainly from higher rates paid on deposits; provision for credit loss expense decreased
Total assets about $16.3 billion at March 31, 2025, versus $15.7 billion at December 31, 2024; deposits about $12.5 billion versus $12.1 billion
International Bancshares Corporation reported 2024 net income of $409.2 million, or $6.57 per diluted share, down from $411.8 million, or $6.62 per diluted share, in 2023. For the fourth quarter, net income rose to $115.1 million, or $1.85 per diluted share, from $106.4 million, or $1.71 per diluted share, a year earlier. Shareholders see a slight annual decline offset by stronger fourth-quarter results.
Full-year 2024 net income was $409.2 million, down about 0.6% from $411.8 million in 2023.
Full-year 2024 diluted EPS was $6.57, down about 0.8% from $6.62.
Fourth-quarter 2024 net income was $115.1 million, up about 8.2% from $106.4 million; diluted EPS was $1.85, up 8.1% from $1.71.
Total assets were about $15.7 billion at December 31, 2024, versus $15.1 billion a year earlier.
International Bancshares reported net income of $294.1 million, or $4.72 per diluted share, for the nine months ended September 30, 2024, down from $305.4 million, or $4.91 per diluted share, a year earlier. Third-quarter net income fell to $99.8 million, or $1.60 per diluted share, from $103.3 million, or $1.66, in the same period of 2023. The company cited higher rates paid on deposits and increased non-interest expenses, including inflation-driven costs and higher salary and compensation costs, as factors weighing on results.
Nine-month net income was $294.1 million, down 3.7% from $305.4 million; diluted EPS was $4.72, down 3.9% from $4.91.
Three-month net income was $99.8 million, down 3.4% from $103.3 million; diluted EPS was $1.60 versus $1.66.
Total assets were $15.9 billion at September 30, 2024, compared with $15.1 billion at December 31, 2023.
Net interest income was pressured by higher interest expense, primarily from increased rates paid on deposits.
International Bancshares Corporation reported net income of $194.3 million, or $3.12 diluted earnings per share, for the six months ended June 30, 2024, down 3.9% in net income and 4.0% in diluted EPS from the same period in 2023. Net income for the second quarter was $97.0 million, or $1.56 per diluted share, down from $100.5 million, or $1.62, a year earlier, and the company cited a higher provision for credit losses as a drag on results.
Six-month net income was $194.3 million, or $3.12 diluted EPS, versus $202.1 million, or $3.25, in the first half of 2023.
Three-month net income was $97.0 million, or $1.56 diluted EPS, versus $100.5 million, or $1.62, in the second quarter of 2023.
The higher provision for credit losses was primarily driven by a charge-down of an impaired credit after a bankruptcy-related foreclosure.
Total assets were $15.5 billion and deposits were $12.0 billion at June 30, 2024.
International Bancshares Corporation reported net income of $97.3 million, or $1.56 per diluted share, for the three months ended March 31, 2024. That was down 4.2% in net income and 4.3% in diluted EPS from $101.6 million, or $1.63 per diluted share, a year earlier. Management cited a higher provision for credit losses, mainly a charge-down of an impaired credit after a bankruptcy-related foreclosure, as a drag on results.
Q1 2024 net income $97.3 million ($1.56 diluted EPS) vs. $101.6 million ($1.63) in Q1 2023
Provision for credit losses increased, primarily from a charge-down of an impaired credit after a bankruptcy-related foreclosure
Total assets $15.4 billion and deposits $12.0 billion at March 31, 2024, up from $15.1 billion and $11.8 billion at December 31, 2023
International Bancshares reported 2023 net income of $411.8 million, or $6.62 per diluted share, up from $300.2 million, or $4.78 per diluted share, in 2022. Fourth-quarter net income was $106.4 million, up 1.0% from $105.4 million a year earlier, while total deposits and total assets declined over the year.
Full-year 2023 net income was $411.8 million, up 37.2% from $300.2 million in 2022
Diluted earnings per share were $6.62 for 2023, compared with $4.78 in 2022, an increase of 38.5%
Fourth-quarter 2023 net income was $106.4 million, compared with $105.4 million for the same period in 2022
Deposits were $11.8 billion at December 31, 2023, down from $12.7 billion; total assets were $15.1 billion, down from $15.5 billion
International Bancshares reported net income of $305.4 million, or $4.91 per diluted share, for the nine months ended September 30, 2023, up from $194.8 million, or $3.09 per diluted share, a year earlier. Third-quarter net income rose 23.9% to $103.3 million, or $1.66 per diluted share, with the company citing higher net interest income tied to rising interest rates and its investment portfolio.
Nine-month net income of $305.4 million, up 56.8% from $194.8 million in 2022
Nine-month diluted EPS of $4.91, up 58.9% from $3.09
Third-quarter net income of $103.3 million, or $1.66 per diluted share, up 23.9% from $83.4 million
Total assets were $14.9 billion at September 30, 2023, down from $15.5 billion at December 31, 2022; deposits fell to $11.9 billion from $12.7 billion
International Bancshares reported net income of $202.1 million, or $3.25 diluted earnings per share, for the six months ended June 30, 2023, up 81.3% from $111.5 million, or $1.76 per share, a year earlier. The company attributed the gain mainly to higher net interest income, tied to its investment portfolio, interest earned at the Federal Reserve Bank and loan interest income. Total deposits and total assets declined from December 31, 2022, which shareholders may weigh alongside the earnings increase.
Six-month net income was $202.1 million, or $3.25 diluted EPS, versus $111.5 million, or $1.76, in the same period of 2022
Deposits were $11.9 billion at June 30, 2023, down from $12.7 billion at December 31, 2022
Total assets were $14.9 billion at June 30, 2023, down from $15.5 billion at December 31, 2022
International Bancshares Corporation reported net income of $101.6 million, or $1.63 per diluted share, for the three months ended March 31, 2023, up from $53.5 million, or $0.84 per diluted share, a year earlier. The company attributed the increase mainly to higher net interest income, including interest on its investment portfolio, funds held at the Federal Reserve Bank, and loans. Total assets and deposits were lower at March 31, 2023 than at December 31, 2022.
Net income for Q1 2023 was $101.6 million, up 90% from $53.5 million in Q1 2022
Diluted EPS was $1.63, compared with $0.84 a year earlier, an increase of 94%
Total assets were $15.1 billion at March 31, 2023, versus $15.5 billion at December 31, 2022
Deposits were $12.3 billion at March 31, 2023, versus $12.7 billion at December 31, 2022
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Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Intl Bancshares filing is on SEC EDGAR ↗. 8-K briefs of other companies →