International Bancshares Q3 net income rises 8.6% to $108.4 million
International Bancshares Corporation reported third-quarter 2025 net income of $108.4 million, or $1.74 per diluted share, up from about $99.8 million, or $1.60 per diluted share, a year earlier. Nine-month net income was $305.4 million, or $4.91 per diluted share, compared with $294.1 million, or $4.72, in the same period of 2024. Shareholders see higher quarterly and year-to-date profit, though the company said rising deposit rates continued to weigh on net interest income.
Key points
- Q3 2025 net income of $108.4 million ($1.74 diluted EPS), up 8.6% in net income and 8.8% in diluted EPS from Q3 2024
- Nine months ended September 30, 2025 net income of $305.4 million ($4.91 diluted EPS), up 3.8% in net income and 4.0% in diluted EPS
- Total assets of about $16.6 billion at September 30, 2025, versus $15.7 billion at December 31, 2024
- Release says higher deposit rates pressured net interest income, while a lower provision for credit loss expense helped nine-month results
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 06, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.