IBC Q2 net income rises 3.2% to $100.1 million; six-month EPS $3.16
International Bancshares reported net income of $100.1 million, or $1.61 per diluted share, for the three months ended June 30, 2025, up 3.2% from $97.0 million, or $1.56 per diluted share, a year earlier. For the six months, net income was $197.0 million, or $3.16 per diluted share, up 1.4% in net income and 1.3% in diluted EPS. Higher deposit rates pressured net interest income, while a lower provision for credit loss expense helped results.
Key points
- Q2 2025 net income $100.1 million, $1.61 diluted EPS, versus $97.0 million, $1.56 in Q2 2024
- Six-month 2025 net income $197.0 million, $3.16 diluted EPS, versus $194.3 million, $3.12 in 2024
- Total assets about $16.5 billion at June 30, 2025, versus $15.7 billion at December 31, 2024
- Deposits about $12.5 billion at June 30, 2025, versus $12.1 billion at December 31, 2024; higher deposit rates raised interest expense
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 07, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.