International Bancshares Q1 net income falls 0.5% to $96.9 million; EPS flat at $1.56
International Bancshares Corporation reported first-quarter 2025 net income of about $96.9 million, or $1.56 per diluted share, versus about $97.3 million, or $1.56 per diluted share, a year earlier. Net income fell 0.5%, while diluted EPS was unchanged. Higher interest income was offset in part by higher deposit costs, and total assets rose to about $16.3 billion from $15.7 billion at December 31, 2024.
Key points
- Q1 2025 net income: about $96.9 million, down from about $97.3 million in Q1 2024 (a 0.5% decrease)
- Diluted EPS: $1.56 in both periods; basic EPS $1.56 versus $1.57
- Net interest income was hurt by higher interest expense, mainly from higher rates paid on deposits; provision for credit loss expense decreased
- Total assets about $16.3 billion at March 31, 2025, versus $15.7 billion at December 31, 2024; deposits about $12.5 billion versus $12.1 billion
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on May 05, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.