International Bancshares H1 net income rose 0.5% to $198.0 million; Q2 fell 4.3%
International Bancshares Corporation reported net income of $198.0 million, or $3.18 per diluted share, for the six months ended June 30, 2026, up 0.5% in net income and 0.6% in diluted earnings per share from the same period in 2025. For the three months ended June 30, net income was $95.8 million, or $1.54 per diluted share, down 4.3% in both net income and diluted earnings per share from the prior-year quarter.
Key points
- Six-month net income was $198.0 million, or $3.18 per diluted share, versus $197.0 million, or $3.16, in the first half of 2025.
- Second-quarter net income was $95.8 million, or $1.54 per diluted share, versus $100.1 million, or $1.61, a year earlier.
- The company said its provision for credit losses increased, driven mainly by loan portfolio growth and changes in non-accrual loans.
- Total assets were approximately $17.0 billion at June 30, 2026, up from $16.6 billion at December 31, 2025; deposits were approximately $12.7 billion.
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 06, 2026.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.