Jack Henry & Associates (JKHY)

Nasdaq Financials Transaction & Payment Processing Services S&P 500

$173.23

-7.03 (-3.90%)

Close of Nov 06, 2026 · end-of-day data

Source: Jack Henry & Associates's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD

Fiscal year	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$1.39B	$1.47B	$1.55B	$1.70B	$1.76B	$1.94B	$2.08B	$2.22B	$2.38B	$2.54B
Cost of revenue	$805.86M	$853.14M	$923.03M	$1.01B	$1.06B	$1.13B	$1.22B	$1.30B	$1.36B	$1.43B
Gross profit	$612.08M	$617.66M	$629.66M	$688.60M	$694.83M	$814.27M	$858.64M	$916.07M	$1.01B	$1.11B
Research & development	$84.75M	$90.34M	$96.38M	$109.99M	$109.05M	$121.36M	$142.68M	$148.26M	$162.77M	$176.44M
Selling, general & admin	$159.24M	$171.71M	$186.00M	$197.99M	$187.06M	$218.30M	$235.27M	$278.42M	$283.06M	$299.21M
Operating income	$341.72M	$357.50M	$347.29M	$380.63M	$398.72M	$474.62M	$480.69M	$489.39M	$568.72M	$635.03M
Interest expense	$996.00K	$1.92M	$926.00K	$688.00K	$1.14M	$2.38M	$15.07M	—	—	—
Pre-tax income	$340.97M	$356.16M	$347.24M	$381.08M	$397.73M	$472.27M	$474.57M	$498.02M	$586.04M	$652.79M
Income tax	$111.41M	-$8.88M	$75.35M	$84.41M	$86.26M	$109.35M	$107.93M	$116.20M	$130.29M	$150.01M
Net income	$229.56M	$365.03M	$271.88M	$296.67M	$311.47M	$362.92M	$366.65M	$381.82M	$455.75M	$502.78M
EBITDA	$391.39M	$405.48M	$394.66M	$432.83M	$451.23M	$525.41M	$529.41M	$535.73M	$612.41M	$677.14M
EPS (basic)	$2.95	$4.73	$3.52	$3.86	$4.12	$4.95	$5.03	$5.24	$6.25	$7.00
EPS (diluted)	$2.93	$4.70	$3.52	$3.86	$4.12	$4.94	$5.02	$5.23	$6.24	$6.98
Diluted shares	78.25M	77.58M	77.35M	76.93M	75.66M	73.49M	73.10M	73.03M	73.05M	72.04M
Gross margin	44.1%	42.0%	40.6%	40.6%	39.5%	41.9%	41.3%	41.3%	42.7%	43.7%
Operating margin	24.6%	24.3%	22.4%	22.4%	22.7%	24.4%	23.1%	22.1%	23.9%	25.0%
Net margin	16.5%	24.8%	17.5%	17.5%	17.7%	18.7%	17.6%	17.2%	19.2%	19.8%

Balance sheet

fiscal years · USD

Fiscal year	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Cash & equivalents	$114.77M	$31.44M	$93.63M	$213.34M	$50.99M	$48.79M	$12.24M	$38.28M	$101.95M	$12.06M
Receivables	$276.92M	$297.27M	$310.08M	$300.94M	$306.56M	$348.07M	$361.25M	$333.03M	$317.98M	$349.11M
Total current assets	$520.03M	$470.74M	$569.45M	$669.10M	$543.74M	$613.52M	$627.96M	$632.02M	$681.46M	$649.10M
Goodwill	$552.47M	$649.93M	$666.94M	$686.33M	$687.46M	$687.46M	$804.80M	$804.80M	$804.80M	$827.74M
Total assets	$1.91B	$2.03B	$2.18B	$2.43B	$2.34B	$2.46B	$2.77B	$2.92B	$3.04B	$3.15B
Total current liabilities	$471.19M	$448.06M	$469.96M	$494.85M	$520.86M	$543.83M	$523.76M	$633.81M	$535.78M	$556.24M
Short-term debt	$0	$0	$0	—	—	—	$0	$90.00M	$0	—
Long-term debt	$50.00M	$0	$0	$208.00K	$100.08M	$115.00M	$275.00M	$60.00M	$0	$40.00M
Total debt	$50.00M	$0	$0	$208.00K	$100.08M	$115.00M	$275.00M	$150.00M	$0	$40.00M
Total liabilities	$876.89M	$710.21M	$755.82M	$878.79M	$1.02B	$1.07B	$1.17B	$1.08B	$913.14M	$1.09B
Shareholders' equity	$1.10B	$1.32B	$1.43B	$1.55B	$1.32B	$1.38B	$1.61B	$1.84B	$2.13B	$2.05B

Cash flow

fiscal years · USD

Fiscal year	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Operating cash flow	$357.32M	$412.14M	$431.13M	$510.53M	$462.13M	$504.63M	$381.56M	$568.04M	$641.50M	$761.96M
Capital expenditures	$41.95M	$40.13M	$53.60M	$53.54M	$22.99M	$34.66M	$39.18M	$58.12M	$53.36M	$67.10M
Free cash flow	$315.38M	$372.01M	$377.53M	$456.99M	$439.14M	$469.97M	$342.38M	$509.92M	$588.15M	$694.86M
Investing cash flow	-$141.59M	-$291.83M	-$190.63M	-$197.91M	-$162.25M	-$196.34M	-$409.67M	-$240.16M	-$232.16M	-$277.74M
Financing cash flow	-$171.28M	-$203.64M	-$178.31M	-$192.91M	-$462.23M	-$310.49M	-$8.43M	-$301.83M	-$345.67M	-$574.12M
Dividends paid	$91.71M	$105.02M	$118.75M	$127.42M	$133.80M	$139.07M	$147.24M	$155.88M	$164.64M	$170.41M
Share buybacks	$130.14M	$48.99M	$54.86M	$71.55M	$431.53M	$193.92M	$25.00M	$28.05M	$35.05M	$448.17M
Stock-based compensation	$11.13M	$11.76M	$12.59M	$16.88M	$20.75M	$24.78M	$28.61M	$28.87M	$28.39M	$32.46M
Depreciation & amortization	$49.68M	$47.98M	$47.38M	$52.21M	$52.52M	$50.79M	$48.72M	$46.34M	$43.70M	$42.10M

Income statement

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	$545.70M	$538.56M	$559.91M	$600.98M	$573.85M	$585.09M	$615.37M	$644.74M	$619.33M	$636.25M	$644.02M	$701.55M
Cost of revenue	$320.98M	$328.22M	$327.27M	$343.43M	$332.85M	$340.59M	$343.88M	$348.57M	$350.99M	$363.92M	$370.18M	$376.05M
Gross profit	$224.72M	$210.34M	$232.64M	$257.55M	$241.00M	$244.50M	$271.49M	$296.17M	$268.35M	$272.32M	$273.85M	$325.50M
Research & development	$35.48M	$35.99M	$39.89M	$39.69M	$41.09M	$39.41M	$42.58M	$39.28M	$42.23M	$45.11M	$49.83M	$45.78M
Selling, general & admin	$70.28M	$62.25M	$67.12M	$66.59M	$76.90M	$66.35M	$73.22M	$72.83M	$66.97M	$72.17M	$87.25M	$72.65M
Operating income	$118.97M	$112.10M	$125.63M	$151.28M	$123.00M	$138.74M	$155.70M	$184.06M	$159.15M	$155.05M	$136.77M	$207.07M
Interest expense	$3.87M	—	—	—	—	—	—	—	—	—	—	—
Pre-tax income	$120.22M	$114.17M	$130.38M	$156.80M	$127.38M	$141.91M	$159.95M	$190.32M	$164.19M	$158.54M	$139.74M	$210.63M
Income tax	$28.26M	$27.07M	$29.31M	$37.61M	$29.54M	$30.80M	$32.34M	$46.33M	$39.52M	$35.65M	$28.51M	$50.22M
Net income	$91.97M	$87.10M	$101.07M	$119.19M	$97.84M	$111.11M	$127.60M	$143.99M	$124.67M	$122.89M	$111.23M	$160.41M
EBITDA	$130.68M	$123.28M	$137.03M	$162.55M	$134.46M	$149.13M	$166.27M	$194.50M	$169.46M	$165.54M	$147.64M	$218.32M
EPS (basic)	$1.26	$1.20	$1.39	$1.63	$1.34	$1.53	$1.75	$1.98	$1.73	$1.71	$1.58	$2.29
EPS (diluted)	$1.26	$1.19	$1.38	$1.63	$1.34	$1.52	$1.75	$1.97	$1.72	$1.71	$1.57	$2.28
Diluted shares	72.98M	73.03M	15.00K	73.08M	73.08M	73.01M	-13.00K	72.91M	72.41M	71.98M	-390.00K	70.26M
Gross margin	41.2%	39.1%	41.5%	42.9%	42.0%	41.8%	44.1%	45.9%	43.3%	42.8%	42.5%	46.4%
Operating margin	21.8%	20.8%	22.4%	25.2%	21.4%	23.7%	25.3%	28.5%	25.7%	24.4%	21.2%	29.5%
Net margin	16.9%	16.2%	18.1%	19.8%	17.1%	19.0%	20.7%	22.3%	20.1%	19.3%	17.3%	22.9%

Balance sheet

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Cash & equivalents	$26.71M	$27.25M	$38.28M	$43.21M	$25.65M	$39.87M	$101.95M	$36.24M	$28.22M	$20.57M	$12.06M	$25.36M
Receivables	$270.55M	$263.42M	$333.03M	$306.66M	$283.22M	$282.16M	$317.98M	$307.65M	$298.46M	$282.46M	$349.11M	$345.82M
Total current assets	$554.27M	$522.56M	$632.02M	$634.50M	$579.80M	$593.24M	$681.46M	$651.65M	$615.83M	$594.84M	$649.10M	$684.48M
Goodwill	$804.80M	$804.80M	$804.80M	$804.80M	$804.80M	$804.80M	$804.80M	$826.66M	$827.74M	$827.74M	$827.74M	$827.74M
Total assets	$2.75B	$2.77B	$2.92B	$2.93B	$2.91B	$2.93B	$3.04B	$3.05B	$3.06B	$3.05B	$3.15B	$3.19B
Total current liabilities	$404.02M	$375.04M	$633.81M	$570.69M	$497.37M	$435.62M	$535.78M	$436.13M	$384.93M	$341.13M	$556.24M	$497.78M
Short-term debt	—	—	$90.00M	$90.00M	$90.00M	$90.00M	$0	—	—	—	—	—
Long-term debt	$255.00M	$250.00M	$60.00M	$50.00M	$60.00M	$80.00M	$0	$20.00M	$20.00M	$90.00M	$40.00M	$85.00M
Total debt	$255.00M	$250.00M	$150.00M	$140.00M	$150.00M	$170.00M	$0	$20.00M	$20.00M	$90.00M	$40.00M	$85.00M
Total liabilities	$1.03B	$990.57M	$1.08B	$1.00B	$936.21M	$895.59M	$913.14M	$874.24M	$856.99M	$915.75M	$1.09B	$1.10B
Shareholders' equity	$1.72B	$1.78B	$1.84B	$1.93B	$1.98B	$2.04B	$2.13B	$2.17B	$2.20B	$2.13B	$2.05B	$2.10B

Cash flow

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Operating cash flow	$81.53M	$97.57M	$231.80M	$116.90M	$89.65M	$107.85M	$327.11M	$120.59M	$152.66M	$186.03M	$302.67M	$161.25M
Capital expenditures	$16.85M	$9.89M	$23.77M	$12.80M	$16.67M	$11.72M	$12.17M	$8.88M	$21.22M	$16.52M	$20.49M	$26.96M
Free cash flow	$64.69M	$87.68M	$208.03M	$104.09M	$72.98M	$96.13M	$314.94M	$111.71M	$131.45M	$169.51M	$282.19M	$134.29M
Investing cash flow	-$60.43M	-$53.55M	-$75.66M	-$58.74M	-$61.06M	-$56.52M	-$55.85M	-$98.50M	-$57.30M	-$64.34M	-$57.59M	-$75.32M
Financing cash flow	-$25.86M	-$43.48M	-$145.11M	-$53.23M	-$46.14M	-$37.12M	-$209.18M	-$87.80M	-$103.38M	-$129.34M	-$253.60M	-$72.63M
Dividends paid	$37.86M	$40.07M	$40.09M	$40.10M	$40.09M	$42.27M	$42.18M	$42.15M	$41.83M	$43.48M	$42.95M	$42.77M
Share buybacks	$0	$0	$8.05M	$0	$17.05M	$18.00M	-$1.00K	$62.05M	$63.19M	$159.18M	$163.76M	$70.90M
Stock-based compensation	$8.33M	$6.92M	$6.47M	$6.71M	$8.83M	$6.87M	$5.98M	$6.32M	$8.44M	$8.20M	$9.51M	$4.91M
Depreciation & amortization	$11.71M	$11.18M	$11.40M	$11.27M	$11.46M	$10.39M	$10.57M	$10.43M	$10.31M	$10.49M	$10.87M	$11.24M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.