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AI brief of an SEC Form 8-K · Kemper (KMPR)

Kemper posts Q3 2025 net loss of $21.0 million, or $(0.34) per share

Negative Impact 4 of 5 earnings Written later

Kemper reported a third-quarter 2025 net loss of $21.0 million, or $(0.34) per share, compared with net income of $73.7 million, or $1.14 per diluted share, a year earlier. Revenue rose to $1,239.7 million, but Specialty Property & Casualty results weakened, and the company called the quarter disappointing and below its expectations.

Key points

  • Q3 2025 net loss of $21.0 million, or $(0.34) per share, versus net income of $73.7 million, or $1.14 per diluted share, in Q3 2024
  • Adjusted Consolidated Net Operating Income was $20.4 million, or $0.33 per diluted share, versus $105.0 million, or $1.62 per diluted share, a year earlier
  • Specialty P&C Underlying Combined Ratio rose to 99.6 percent from 91.3 percent; total revenues increased $60.8 million to $1,239.7 million
  • Repurchased about 5.1 million shares for about $266 million from July 1 through October 31, 2025

The filing

CompanyKemper (KMPR)
Form8-K, current report
Filed with the SECNov 5, 2025, 4:09 PM ET
Accession number0000860748-25-000213

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:54 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.