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Kemper Corporation (KMPR)

NYSE Financials Multi-line Insurance S&P SmallCap 600
$33.39
-1.94 (-5.49%)
Close of Nov 06, 2026 · end-of-day data
Source: Kemper Corporation's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$2.52B$2.72B$3.73B$5.04B$5.21B$5.72B$5.52B$4.94B$4.64B$4.79B
Operating income$3.10M$118.90M$286.20M$518.80M$546.80M-$334.00M-$166.60M-$68.90M——
Interest expense$44.40M$34.90M$43.30M$42.50M$36.00M$43.60M$54.70M$56.10M$56.90M$38.50M
Pre-tax income$3.50M$161.10M$199.10M$661.60M$510.10M-$245.30M-$389.50M-$347.10M$388.50M$160.70M
Income tax-$9.20M$41.20M$10.70M$130.50M$100.20M-$125.60M-$84.40M-$74.80M$76.00M$28.10M
Net income$16.80M$120.90M$190.10M$531.10M$409.90M-$123.70M-$286.60M-$272.10M$317.80M$143.30M
EBITDA$16.70M$132.00M$301.80M$551.60M$583.00M-$287.70M-$95.70M-$10.30M——
EPS (basic)$0.33$2.34$3.25$8.04$6.24$-1.92$-4.50$-4.25$4.95$2.31
EPS (diluted)$0.33$2.33$3.22$7.96$6.14$-1.92$-4.50$-4.25$4.91$2.29
Diluted shares51.21M51.58M58.75M66.55M66.73M64.26M63.83M64.03M64.78M62.61M
Operating margin0.1%4.4%7.7%10.3%10.5%-5.8%-3.0%-1.4%——
Net margin0.7%4.4%5.1%10.5%7.9%-2.2%-5.2%-5.5%6.9%3.0%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$115.70M$45.70M$75.10M$136.80M$206.10M$148.20M$212.40M$64.10M$65.40M$126.00M
Short-term investments——$286.10M$470.90M——$278.40M$520.90M$1.04B$313.50M
Goodwill$323.00M$323.00M$1.11B$1.11B$1.11B$1.31B$1.30B$1.25B$1.25B$1.25B
Total assets$8.21B$8.38B$11.54B$12.99B$14.34B$14.92B$13.31B$12.74B$12.63B$12.47B
Short-term debt———————$0$449.90M$0
Long-term debt$751.60M$592.30M$909.00M$778.40M$1.17B$1.12B$1.39B$1.39B$941.70M$943.50M
Total debt$751.60M$592.30M$909.00M$778.40M$1.17B$1.12B$1.39B$1.39B$1.39B$943.50M
Total liabilities$6.24B$6.26B$8.49B$9.02B$9.78B$10.91B$10.64B$10.24B$9.85B$9.80B
Shareholders' equity$1.98B$2.12B$3.05B$3.97B$4.56B-$849.70M$241.10M$2.51B$2.79B$2.68B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$240.50M$240.60M$539.20M$534.30M$448.00M$350.70M-$210.30M-$134.20M$382.90M$584.50M
Capital expenditures—$35.50M$65.30M$84.00M$53.40M$57.80M$30.80M$53.80M$53.20M$30.60M
Free cash flow$240.50M$205.10M$473.90M$450.30M$394.60M$292.90M-$241.10M-$188.00M$329.70M$553.90M
Investing cash flow-$238.10M-$105.40M-$497.60M-$633.40M-$757.00M-$118.20M-$108.40M$107.90M-$244.40M$336.20M
Financing cash flow-$48.40M-$205.20M-$12.20M$160.80M$378.30M-$290.40M$382.90M-$122.00M-$137.20M-$860.10M
Dividends paid$49.20M$49.50M$56.40M$67.80M$78.90M$80.60M$79.70M$80.10M$80.10M$79.60M
Share buybacks$3.80M$0$0$0$110.40M$161.70M$0$0$38.90M$301.90M
Stock-based compensation$4.70M$9.40M$18.60M$25.30M$24.90M$28.00M$17.70M$29.00M$29.20M$29.40M
Depreciation & amortization$13.60M$13.10M$15.60M$32.80M$36.20M$46.30M$70.90M$58.60M$53.70M$74.30M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.