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AI brief of an SEC Form 8-K · Kinsale Capital (KNSL)

Kinsale Capital Q2 net income rises to $134.1 million, EPS $5.76 from $3.97

Positive Impact 3 of 5 earnings Written later

Kinsale Capital Group reported second-quarter 2025 net income of $134.1 million, or $5.76 per diluted share, up from $92.6 million, or $3.97 per share, a year earlier. Underwriting income rose to $95.5 million and gross written premiums grew 4.9%, but premiums in its largest division, Commercial Property, fell 16.8% on lower rates and competition, and the first-half annualized operating return on equity declined to 24.7% from 28.8%.

Key points

  • Q2 2025 net income $134.1 million ($5.76 per diluted share) vs. $92.6 million ($3.97) in Q2 2024; diluted operating earnings per share $4.78 vs. $3.75
  • Gross written premiums $555.5 million, up 4.9%; Commercial Property Division down 16.8% in the quarter, while other divisions rose 14.3%
  • Underwriting income $95.5 million with a combined ratio of 75.8%, vs. $76.1 million and 77.7% a year earlier
  • Company repurchased 23,309 shares in Q2 2025 at an average price of $429.02, for a total cost of $10.0 million

The filing

CompanyKinsale Capital (KNSL)
Form8-K, current report
Filed with the SECJul 24, 2025, 4:12 PM ET
Accession number0001669162-25-000042

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:17 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.