Every material Form 8-K Kinsale Capital has filed with the SEC since February 13, 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Kinsale Capital Group's Chief Financial Officer, Bryan P. Petrucelli, will retire from his executive role effective March 2, 2027, and was elected to the Board of Directors on October 22, 2026. Christopher R. Tangard, the company's current Senior Vice President and Chief Accounting Officer, will succeed him as Chief Financial Officer and Treasurer on the same date.
Petrucelli elected to the Board effective October 22, 2026; board size increased from nine to ten members
Petrucelli retires as Executive Vice President, CFO and Treasurer effective March 2, 2027
Tangard, Chief Accounting Officer since March 2024 and at Kinsale since June 2019, becomes CFO and Treasurer on March 2, 2027
Kinsale Capital Group reported third-quarter 2026 net income of $98.1 million, or $4.36 per diluted share, down from $141.6 million, or $6.09, a year earlier. Non-GAAP net operating earnings rose to $128.3 million, or $5.70 per share, while gross written premiums fell 4.8%, and nine-month net income rose to $386.6 million, or $16.97 per share.
Q3 2026 net income was $98.1 million, $4.36 per diluted share, versus $141.6 million, $6.09 per share, in Q3 2025.
Q3 2026 net operating earnings were $128.3 million, $5.70 per diluted share, versus $121.2 million, $5.21, in Q3 2025.
Gross written premiums fell 4.8% to $462.9 million; property division premiums declined 19.3%.
Q3 included a $37.6 million pre-tax realized loss from a portfolio repositioning; nine-month net income was $386.6 million, $16.97 per share.
Kinsale Capital Group reported second-quarter 2026 net income of $175.9 million, or $7.72 per diluted share, up from $134.1 million, or $5.76 per share, a year earlier. Gross written premiums fell 5.0%, mainly because of heightened competition in the Commercial Property Division, while underwriting income rose to $105.4 million and the company added a $250 million share repurchase authorization.
Q2 2026 net income $175.9 million ($7.72 per diluted share) vs. $134.1 million ($5.76) in Q2 2025
Q2 2026 net operating earnings $126.2 million ($5.54 per diluted share) vs. $111.4 million ($4.78)
Gross written premiums $527.6 million, down 5.0%; Commercial Property Division premiums down 32.7%
July 2026 board approved an additional $250 million buyback, leaving $337.5 million of remaining capacity
Kinsale Capital Group, Inc. said Executive Vice President and Chief Information Officer Diane Schnupp retired effective April 29, 2026, and signed a severance agreement and general release with her that day. Under the agreement, she will receive $20,833.33 per pay period from April 30, 2026 to July 31, 2026, then $1,041.67 per pay period from August 15, 2026 to March 1, 2028, and her equity awards will continue to vest until March 2, 2028. The filing does not report any financial results, and the full agreement will be filed with the Form 10-Q for the quarter ended June 30, 2026.
Retirement as Executive Vice President and Chief Information Officer effective April 29, 2026
Payments of $20,833.33 per pay period from April 30, 2026 to July 31, 2026, then $1,041.67 per pay period from August 15, 2026 to March 1, 2028
Equity awards continue to vest until March 2, 2028
Full Retirement Agreement to be filed as an exhibit to the Form 10-Q for the quarter ended June 30, 2026
Kinsale Capital Group announced a realignment that places its Analytics and Technology groups under one leader, effective April 29, 2026. Chief Information Officer Diane Schnupp retired the same day, and Salmaan Allibhai was promoted to Executive Vice President, Chief Analytics and Technology Officer. The filing contains no financial results, so the change is an organizational one with no stated financial effect.
Salmaan Allibhai promoted to Executive Vice President, Chief Analytics and Technology Officer, effective April 29, 2026; he previously served as Senior Vice President and Chief Actuary since March 2025
Diane Schnupp retired as Executive Vice President and Chief Information Officer, effective April 29, 2026, and will consult for a period of time
Nicholas J. Kunkle promoted to Vice President, Chief Actuary to manage the Analytics and Actuarial department
Kinsale Capital Group reported first-quarter 2026 net income of $112.6 million, or $4.88 per diluted share, up from $89.2 million, or $3.83 per share, a year earlier. Underwriting profitability improved, with the combined ratio falling to 77.4% from 82.1%, while gross written premiums declined 0.5% because of a 28.3% drop in the Commercial Property Division.
Net income was $112.6 million, or $4.88 per diluted share, versus $89.2 million, or $3.83, in Q1 2025.
Net operating earnings were $117.8 million, or $5.11 per diluted share, versus $86.4 million, or $3.71, in Q1 2025.
Gross written premiums fell 0.5% to $482.0 million, driven by a 28.3% decline in the Commercial Property Division; excluding that division, they rose 6.0%.
Combined ratio improved to 77.4% from 82.1%; after-tax catastrophe losses were $1.3 million in Q1 2026 versus $17.8 million in Q1 2025.
Kinsale Capital Group reported fourth-quarter 2025 net income of $138.6 million, or $5.99 per diluted share, up from $109.1 million, or $4.68, a year earlier. For full-year 2025, net income was $503.6 million, or $21.65 per diluted share, compared with $414.8 million, or $17.78, in 2024, and the company also raised its quarterly dividend to $0.25 per share, a 47.1% increase, as stated in the filing.
Q4 2025 net income $138.6 million, $5.99 per diluted share, versus $109.1 million, $4.68 in Q4 2024
Full-year 2025 net income $503.6 million, $21.65 per diluted share, versus $17.78 in 2024
Q4 gross written premiums rose 1.8% to $451.1 million; Commercial Property Division premiums fell 28.3% in the quarter
Kinsale Capital Group said director Frederick L. Russell, Jr. informed the company on January 30, 2026, that he will not stand for re-election to the Board when his term expires at the 2026 Annual Meeting of Stockholders. The company said his decision did not involve any disagreement on operations, policies or practices, and the Board expects to shrink from 10 to 9 directors effective on the date of that meeting.
Frederick L. Russell, Jr. informed the company on January 30, 2026 that he will not seek re-election
Departure takes effect at the 2026 Annual Meeting of Stockholders when his current term expires
The Board anticipates reducing its size from 10 to 9 directors effective on the date of the 2026 Annual Meeting
Company states the decision did not involve any disagreement with the company
Kinsale Capital Group's compensation committee approved a restricted stock award of 460 common shares to Brian D. Haney, its President and Chief Operating Officer, on January 1, 2026. The shares vest on the first anniversary of the grant, subject to service-based conditions. This is a routine executive compensation grant that ties part of a senior officer's pay to continued service.
Award approved January 1, 2026 by the Compensation, Nominating and Corporate Governance Committee
Award covers the right to receive 460 shares of common stock, par value $0.01 per share
Shares vest on the first anniversary of the grant, subject to service-based conditions
Kinsale Capital Group announced that its Board authorized a new share repurchase program of up to $250 million of common stock, following completion of a previously announced $100 million program. The company also amended its note purchase agreement and credit agreement to permit restricted payments, such as share repurchases, as long as no event of default has occurred or would result, which gives the company more flexibility to return capital to stockholders.
Board authorized repurchases of up to $250 million of outstanding common stock, announced December 11, 2025
New authorization follows completion of the previously announced $100 million repurchase program
Third Amendment to the Note Purchase Agreement with PGIM, Inc. and Amendment No. 3 to the Credit Agreement with JPMorgan Chase Bank, N.A. revise limits on restricted payments, which previously were capped at the greater of $300 million or 6
Repurchases may be made in the open market, in private transactions, or through accelerated share repurchase agreements, and the program may be modified, suspended or terminated at any time
Kinsale Capital Group's President and Chief Operating Officer Brian D. Haney will retire effective March 2, 2026, and was elected to the board on October 23, 2025, which expanded the board from nine to ten members. Michael P. Kehoe, Chairman and CEO, will take the added title of President upon Haney's retirement, and Stuart P. Winston was promoted to Executive Vice President, Chief Underwriting Officer.
Brian D. Haney notified the company of his retirement intent on October 17, 2025; retirement is effective March 2, 2026
Haney joined the board effective October 23, 2025 and will stand for re-election at the 2026 annual meeting, then begin a Senior Advisor consulting role focused on investor relations
Michael P. Kehoe, Chairman and CEO since 2009, will also become President effective March 2, 2026
Stuart P. Winston promoted to Executive Vice President, Chief Underwriting Officer; he joined the company in 2010
Kinsale Capital Group reported third-quarter 2025 net income of $141.6 million, or $6.09 per diluted share, up from $114.2 million, or $4.90 per share, a year earlier. Gross written premiums rose 8.4% to $486.3 million, but premiums in its largest division, Commercial Property, fell 7.9%, which the company attributed to lower rates and increased competition.
Q3 2025 net income was $141.6 million, or $6.09 per diluted share, versus $114.2 million, or $4.90, in Q3 2024.
Nine-month 2025 net income was $365.0 million, or $15.67 per diluted share, versus $305.7 million, or $13.10, a year earlier.
Q3 combined ratio was 74.9%, compared with 75.7% in Q3 2024; underwriting income was $105.7 million.
In Q3 the company repurchased 45,627 shares for a total of $20.0 million.
Kinsale Capital Group reported second-quarter 2025 net income of $134.1 million, or $5.76 per diluted share, up from $92.6 million, or $3.97 per share, a year earlier. Underwriting income rose to $95.5 million and gross written premiums grew 4.9%, but premiums in its largest division, Commercial Property, fell 16.8% on lower rates and competition, and the first-half annualized operating return on equity declined to 24.7% from 28.8%.
Q2 2025 net income $134.1 million ($5.76 per diluted share) vs. $92.6 million ($3.97) in Q2 2024; diluted operating earnings per share $4.78 vs. $3.75
Gross written premiums $555.5 million, up 4.9%; Commercial Property Division down 16.8% in the quarter, while other divisions rose 14.3%
Underwriting income $95.5 million with a combined ratio of 75.8%, vs. $76.1 million and 77.7% a year earlier
Company repurchased 23,309 shares in Q2 2025 at an average price of $429.02, for a total cost of $10.0 million
At its May 22, 2025 annual meeting, Kinsale Capital stockholders approved the 2025 Omnibus Incentive Plan and an amendment to the company's certificate of incorporation that updates the exculpation provision for certain officers. The filing also reports the election of nine directors and approval of the advisory vote on executive compensation, with the charter amendment effective on May 22, 2025. The votes are routine governance actions that set new equity compensation terms and officer liability protections for shareholders.
Plan approval: 16,476,141 votes for and 2,143,188 against the 2025 Omnibus Incentive Plan
Charter amendment: 16,321,108 votes for and 2,295,671 against, filed with Delaware and effective May 22, 2025
Nine directors elected, including Gregory M. Share with 17,704,807 votes for and 923,291 against
KPMG LLP ratified as independent registered public accounting firm for the fiscal year ending December 31, 2025
Kinsale Capital Group reported first-quarter 2025 net income of $89.2 million, or $3.83 per diluted share, down from $98.9 million, or $4.24, a year earlier. Net operating earnings, a non-GAAP measure that excludes investment fair-value changes and gains, rose to $3.71 per diluted share from $3.50, while gross written premiums grew 7.9% to $484.3 million, though the company cited about $17.8 million in after-tax catastrophe losses, mainly from the Palisades Fire.
Net income $89.2 million, $3.83 per diluted share, versus $98.9 million, $4.24 in Q1 2024
Diluted operating earnings per share $3.71, up 6.0% from $3.50
Gross written premiums rose 7.9% to $484.3 million; Commercial Property Division fell 18.4%
Combined ratio 82.1% versus 79.5%; after-tax catastrophe losses $17.8 million
Kinsale Capital Group said director James J. Ritchie will not seek re-election when his term ends at the 2025 Annual Meeting of Stockholders. The company said his decision did not involve any disagreement on operations, policies or practices. The Board expects to shrink from 10 to 9 directors effective on the date of that meeting.
James J. Ritchie informed the company on February 14, 2025 that he will not stand for re-election.
His term expires at the 2025 Annual Meeting of Stockholders.
The filing states his decision involved no disagreement with the company.
The Board anticipates reducing its size from 10 to 9 directors effective on the 2025 Annual Meeting date.
Kinsale Capital reported fourth-quarter 2024 net income of $109.1 million, or $4.68 per diluted share, up from $103.4 million, or $4.43, a year earlier. For full-year 2024, net income rose to $414.8 million, or $17.78 per diluted share, from $308.1 million, or $13.22, in 2023. The company also estimates about $25 million in pre-tax wildfire catastrophe losses, net of reinsurance, for the first quarter of 2025.
Q4 2024 net income $109.1 million, $4.68 per diluted share, vs. $103.4 million, $4.43 in Q4 2023
Full-year 2024 net income $414.8 million, $17.78 per diluted share, vs. $308.1 million, $13.22 in 2023
Q4 gross written premiums rose 12.2% to $443.3 million; combined ratio was 73.4% vs. 72.1% a year earlier
Estimated pre-tax wildfire catastrophe losses of about $25 million, net of reinsurance, expected in Q1 2025
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