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AI brief of an SEC Form 8-K · Kinsale Capital (KNSL)

Kinsale Capital Q3 net income rises to $141.6 million, or $6.09 per diluted share

Positive Impact 3 of 5 earnings Written later

Kinsale Capital Group reported third-quarter 2025 net income of $141.6 million, or $6.09 per diluted share, up from $114.2 million, or $4.90 per share, a year earlier. Gross written premiums rose 8.4% to $486.3 million, but premiums in its largest division, Commercial Property, fell 7.9%, which the company attributed to lower rates and increased competition.

Key points

  • Q3 2025 net income was $141.6 million, or $6.09 per diluted share, versus $114.2 million, or $4.90, in Q3 2024.
  • Nine-month 2025 net income was $365.0 million, or $15.67 per diluted share, versus $305.7 million, or $13.10, a year earlier.
  • Q3 combined ratio was 74.9%, compared with 75.7% in Q3 2024; underwriting income was $105.7 million.
  • In Q3 the company repurchased 45,627 shares for a total of $20.0 million.

The filing

CompanyKinsale Capital (KNSL)
Form8-K, current report
Filed with the SECOct 23, 2025, 4:10 PM ET
Accession number0001669162-25-000056

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:17 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.