Navient reported second-quarter 2026 GAAP net income of $25 million, or $0.26 per diluted share, up from $14 million, or $0.13, a year earlier. Core Earnings net income was $27 million, or $0.29 per diluted share, compared with $21 million, or $0.20, in the year-ago quarter. Higher profit reflects lower operating expenses, which fell 18% from a year ago, and lower provisions for loan losses, partly offset by a $6 million decline in net interest income.
GAAP net income of $25 million ($0.26 diluted EPS) for the quarter ended June 30, 2026, versus $14 million ($0.13) a year earlier
Core Earnings net income of $27 million ($0.29 diluted EPS), versus $21 million ($0.20) a year earlier
Private Education Loan originations of $815 million, a 63% increase from a year ago; operating expenses of $82 million, down 18%
Company repurchased $2 million of common shares and paid $15 million in common stock dividends during the quarter
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
From Navient's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2024
$271.00M
-15.6%
$1.18
-36.2%
48.3%
FY2023
$321.00M
-3.3%
$1.85
-58.8%
71.0%
FY2022
$332.00M
-34.5%
$4.49
+7.4%
194.3%
FY2021
$507.00M
+30.7%
$4.18
+97.2%
141.4%
FY2020
$388.00M
-0.8%
$2.12
-17.2%
106.2%
Frequently asked questions
When is Navient's next earnings date?
Navient has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Navient earn last quarter?
For the quarter ended Dec 2024, Navient reported diluted EPS of $0.23 on revenue of $43.00M (-46.9%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.