National Bank Holdings Corporation (NBHC)

NYSE Financials Regional Banks S&P SmallCap 600
$36.91
-0.32 (-0.86%)
Close of Nov 06, 2026 · end-of-day data
Next earnings date
Not scheduled yet
No report date announced in the next three weeks.
Consensus EPS estimate
—
Shown once a date is announced.
Trailing 12-month EPS
$1.26
Diluted, last four reported quarters

Earnings surprise history

reported EPS vs consensus
ReportedQuarterEPS estimateReported EPSSurprise
Oct 27, 2026Sep/2026$0.36$0.06-83.3%

Our record of NBHC's reports since we began tracking; it grows each quarter.

Latest results, in brief

All NBHC 8-K briefs →
Oct 27, 4:28 PM ET

NBHC reports $8.8 million Q3 net loss after $40.6 million credit loss provision

Negative earnings 2.027.01

National Bank Holdings Corporation (NBHC) reported a third-quarter 2026 net loss of $8.8 million, or $0.20 per diluted share, compared with net income of $26.5 million, or $0.58 per diluted share, in the second quarter. The loss was driven mainly by $40.6 million of provision expense tied to specifically identified commercial credits, mainly in the franchise and healthcare industries, and $15.2 million of acquisition and restructuring expense. Tangible book value per share fell to $25.37 from $26.23.

  • Net loss of $8.8 million, or $(0.20) per diluted share, versus net income of $26.5 million, or $0.58, in the second quarter and $35.3 million in the third quarter of 2025
  • Provision expense of $40.6 million versus $1.5 million in the second quarter; adjusted net income was $2.9 million, or $0.06 per diluted share
  • On October 24, 2026, NBH Bank agreed to sell its Palm Beach, Florida banking center with about $0.2 billion of loans and deposits, with a deposit premium of 5.00% and a minimum of $8.8 million; closing is expected in mid-2027
  • NBHC repurchased $11.9 million of shares in the third quarter; the common equity tier 1 capital ratio was 11.69%
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Quarter endedRevenueYoYEPS (diluted)YoYNet incomeNet margin
Sep 2026$12.23M+8.4% $-0.20-121.7% -$8.76M-71.7%
Jun 2026$11.94M+7.4% $0.58-34.1% $26.49M221.9%
Mar 2026$11.36M+4.9% $0.46-27.0% $20.79M183.1%
Dec 2025$13.94M+22.1% $0.42-41.7% $16.04M115.1%
Sep 2025$11.28M-6.5% $0.92+7.0% $35.28M312.9%
Jun 2025$11.12M-4.9% $0.88+29.4% $34.02M306.1%
Mar 2025$10.82M-1.7% $0.63-23.2% $24.23M223.9%
Dec 2024$11.41M+9.1% $0.72-17.2% $28.18M246.9%

From National Bank Holdings Corporation's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.

Annual results

Fiscal yearRevenueGrowthEPS (diluted)GrowthNet margin
FY2025$47.15M+2.1% $2.85-7.5%232.4%
FY2024$46.17M-1.6% $3.08-17.2%257.3%
FY2023$46.92M+24.6% $3.72+70.6%302.7%
FY2022$37.65M+5.3% $2.18-27.6%189.3%
FY2021$35.76M+10.5% $3.01+5.6%261.8%

Frequently asked questions

When is National Bank Holdings's next earnings date?

National Bank Holdings has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.

What did National Bank Holdings earn last quarter?

For the quarter ended Sep 2026, National Bank Holdings reported diluted EPS of $-0.20 (-121.7% year over year) on revenue of $12.23M (+8.4%).

Where do these numbers come from?

Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.

Not investment advice. Figures can be restated by the company in later filings.