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AI brief of an SEC Form 8-K · NBT Bancorp (NBTB)

NBT Bancorp Q2 2026 net income rises to $53.0 million, or $1.02 per diluted share

Positive Impact 3 of 5 earnings Written later

NBT Bancorp reported second quarter 2026 net income of $53.0 million, or $1.02 per diluted share, up from $22.5 million, or $0.44, a year earlier and $51.1 million, or $0.98, in the first quarter of 2026. The board approved a third-quarter cash dividend of $0.40 per share, an 8.1% increase over the third-quarter 2025 dividend. The year-over-year comparison is significantly affected by the Evans Bancorp acquisition completed May 2, 2025, and by $17.2 million of acquisition expenses recorded in the second quarter of 2025.

Key points

  • Operating diluted EPS, a non-GAAP measure, was $1.01 for Q2 2026, compared with $0.88 in Q2 2025 and $0.97 in Q1 2026.
  • Net interest margin on an FTE basis was 3.73%, up 14 basis points from Q2 2025.
  • Period end loans were $11.87 billion at June 30, 2026, up from $11.60 billion at December 31, 2025.
  • The $0.40 dividend is payable September 15, 2026 to stockholders of record as of September 1, 2026.

The filing

CompanyNBT Bancorp (NBTB)
Form8-K, current report
Filed with the SECJul 27, 2026, 4:30 PM ET
Accession number0001140361-26-029754

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.