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AI brief of an SEC Form 8-K · NBT Bancorp (NBTB)

NBT Bancorp Q3 net income rises to $58.0 million, or $1.11 per diluted share

Positive Impact 3 of 5 earnings

NBT Bancorp reported third quarter 2026 net income of $58.0 million, or $1.11 per diluted share, up from $54.5 million, or $1.03, a year earlier and $53.0 million, or $1.02, in the second quarter of 2026. The company also declared a fourth-quarter cash dividend of $0.40 per share, an 8.1% increase over the third quarter of 2025, which shareholders will receive on December 15, 2026.

Key points

  • Q3 2026 net income was $58.0 million, or $1.11 per diluted share, versus $54.5 million, or $1.03, in Q3 2025
  • Net interest margin on a fully taxable equivalent basis was 3.78%, up 5 basis points from the prior quarter
  • Nonperforming assets rose to 0.43% of total assets at September 30, 2026, from 0.40% at June 30, 2026
  • Fourth-quarter dividend of $0.40 per share is payable December 15, 2026 to holders of record as of December 1, 2026

The filing

CompanyNBT Bancorp (NBTB)
Form8-K, current report
Filed with the SECOct 27, 2026, 4:30 PM ET
Accession number0001140361-26-040897

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.