Every material Form 8-K NATIONAL BANKSHARES INC has filed with the SEC since October 22, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
National Bankshares posted second-quarter 2026 net income of $5.03 million, or $0.79 diluted earnings per share, up from $2.29 million, or $0.36, in the second quarter of 2025, according to an investor presentation furnished under Item 7.01. Year-to-date net income was $10.01 million, up 81.2%, and the company said lower deposit costs, improved loan and securities yields, and lower operating expense drove the gains.
Q2 2026 net income $5.03 million vs. $2.29 million in Q2 2025; diluted EPS $0.79 vs. $0.36
Net interest margin 3.00% in Q2 2026 vs. 2.56% in Q2 2025; efficiency ratio 58.40% vs. 63.83%
Year-to-date diluted EPS $1.57 vs. $0.87 a year earlier
Q2 2026 securities repositioning: $127.33 million of mortgage-backed securities purchased; the company projects +$4.25 million in expected annual interest income
National Bankshares furnished an investor presentation on November 3, 2026, covering results for the three and nine months ended September 30, 2026. Third-quarter net income rose to $5.49 million from $4.42 million a year earlier, and diluted EPS rose to $0.86 from $0.69, as net interest margin increased to 3.21% from 2.72%. The presentation is furnished under Item 7.01 rather than filed, and the results point to higher earnings for shareholders.
Q3 2026 net income $5.49 million vs. $4.42 million in Q3 2025
Diluted EPS $0.86 vs. $0.69 in Q3 2025
Net interest margin 3.21% vs. 2.72%; efficiency ratio 55.90% vs. 58.75%
National Bankshares reported net income of $5.49 million, or $0.86 per diluted share, for the third quarter ended September 30, 2026, up from $4.42 million, or $0.69 per share, a year earlier. For the nine months, net income was $15.50 million, or $2.43 per diluted share, compared with $9.95 million, or $1.56, in the same period of 2025. The results show higher earnings for shareholders, though the company's total assets fell to $1.78 billion from $1.80 billion a year earlier.
Q3 2026 net income $5.49 million, $0.86 per diluted share, vs. $4.42 million, $0.69 per share in Q3 2025
Nine-month 2026 net income $15.50 million, $2.43 per diluted share, vs. $9.95 million, $1.56 per share in 2025
Net interest margin was 3.21% in Q3 2026, vs. 3.00% in Q2 2026 and 2.72% in Q3 2025
Q2 2026 included a $6.57 million gain on sale of an equity investment and a $6.55 million pre-tax loss on a securities portfolio repositioning
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