Every material Form 8-K PEOPLES BANCORP OF NORTH CAROLINA INC has filed with the SEC since July 20, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Peoples Bancorp of North Carolina reported third quarter 2026 net earnings of $5.7 million, or $1.05 per diluted share, up from $3.7 million, or $0.67 per diluted share, a year earlier. The gain was driven mainly by higher net interest income and lower non-interest expense, with net interest margin rising to 3.85% from 3.58%.
Q3 2026 net earnings $5.7 million, or $1.05 per diluted share, versus $3.7 million, or $0.67 per diluted share, in Q3 2025
Net interest income rose to $16.7 million from $15.1 million; non-interest income fell to $6.7 million from $7.1 million
Non-interest expense fell to $15.8 million from $16.9 million; nine-month net earnings were $15.4 million, or $2.81 per diluted share
Peoples Bancorp of North Carolina elected Michael B. Hollar to the boards of directors of the company and its subsidiary, Peoples Bank, on July 16, 2026. The filing says he has not been appointed to any board committees at this time, and it discloses no related-party transactions or family relationships. The change is a board addition with no stated financial effect on shareholders.
Michael B. Hollar elected to the boards of Peoples Bancorp of North Carolina, Inc. and Peoples Bank on July 16, 2026
Hollar has not been appointed to any board committees at this time
Filing states no arrangements with other persons for his appointment and no transactions with the company in the last fiscal year
Peoples Bancorp of North Carolina reported second quarter 2026 net earnings of $5.2 million, or $0.96 per diluted share, compared with $5.2 million, or $0.95 per diluted share, a year earlier. Net interest income rose to $16.0 million from $14.6 million, while non-interest income fell to $7.1 million from $7.7 million and the provision for credit losses was $293,000 compared with a recovery of $213,000.
Q2 2026 net earnings were $5.2 million, or $0.96 per diluted share, versus $5.2 million, or $0.95, in Q2 2025.
Net interest margin was 3.80% for the quarter, compared with 3.57% a year earlier.
Non-interest expense rose to $16.1 million from $15.8 million, and non-interest income fell to $7.1 million from $7.7 million.
Total loans were $1.28 billion at June 30, 2026, up from $1.20 billion at December 31, 2025.
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