Peoples Bancorp posts Q2 2026 net earnings of $5.2 million, $0.96 diluted EPS
Peoples Bancorp of North Carolina reported second quarter 2026 net earnings of $5.2 million, or $0.96 per diluted share, compared with $5.2 million, or $0.95 per diluted share, a year earlier. Net interest income rose to $16.0 million from $14.6 million, while non-interest income fell to $7.1 million from $7.7 million and the provision for credit losses was $293,000 compared with a recovery of $213,000.
Key points
- Q2 2026 net earnings were $5.2 million, or $0.96 per diluted share, versus $5.2 million, or $0.95, in Q2 2025.
- Net interest margin was 3.80% for the quarter, compared with 3.57% a year earlier.
- Non-interest expense rose to $16.1 million from $15.8 million, and non-interest income fell to $7.1 million from $7.7 million.
- Total loans were $1.28 billion at June 30, 2026, up from $1.20 billion at December 31, 2025.
The filing
Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 20, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.