AI brief of an SEC Form 8-K · PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)

Peoples Bancorp of North Carolina Q3 net earnings rise to $5.7 million from $3.7 million

Positive Impact 3 of 5 earnings Written later

Peoples Bancorp of North Carolina reported third quarter 2026 net earnings of $5.7 million, or $1.05 per diluted share, up from $3.7 million, or $0.67 per diluted share, a year earlier. The gain was driven mainly by higher net interest income and lower non-interest expense, with net interest margin rising to 3.85% from 3.58%.

Key points

  • Q3 2026 net earnings $5.7 million, or $1.05 per diluted share, versus $3.7 million, or $0.67 per diluted share, in Q3 2025
  • Net interest income rose to $16.7 million from $15.1 million; non-interest income fell to $6.7 million from $7.1 million
  • Non-interest expense fell to $15.8 million from $16.9 million; nine-month net earnings were $15.4 million, or $2.81 per diluted share

The filing

CompanyPEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
Form8-K, current report
Filed with the SECOct 19, 2026, 10:06 AM ET
Accession number0001654954-26-009034

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 19, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.