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AI brief of an SEC Form 8-K · Provident Financial Services (PFS)

Provident Financial Services Q1 net income rises to $64.0 million

Mixed Impact 3 of 5 earnings Written later

Provident Financial Services reported first-quarter 2025 net income of $64.0 million, or $0.49 per share, up from $48.5 million, or $0.37 per share, in the fourth quarter of 2024 and $32.1 million, or $0.43 per share, a year earlier. The company also declared a quarterly cash dividend of $0.24 per share, and non-performing loans rose to $103.2 million, which matters to shareholders for both earnings and credit quality.

Key points

  • Net income was $64.0 million, or $0.49 per basic and diluted share, for the quarter ended March 31, 2025, compared with $0.37 in the prior quarter and $0.43 a year earlier.
  • Net interest margin rose six basis points to 3.34% from 3.28% in the prior quarter.
  • Non-performing loans increased to $103.2 million, or 0.54% of total loans, from $72.1 million at December 31, 2024.
  • The board declared a $0.24 per share quarterly dividend, payable May 30, 2025 to holders of record on May 16, 2025.

The filing

CompanyProvident Financial Services (PFS)
Form8-K, current report
Filed with the SECApr 25, 2025, 10:32 AM ET
Accession number0001628280-25-019833

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:49 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 25, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.