Provident Financial Q3 net income $71.7 million, $0.55 a share, flat from Q2
Provident Financial Services reported third-quarter 2025 net income of $71.7 million, or $0.55 a share, flat with the prior quarter's $0.55 but down from $72.0 million in net income. Revenue rose to $221.8 million from $214.2 million, which the company described as a record, so the quarter shows higher revenue alongside slightly lower profit compared with the second quarter.
Key points
- Net income $71.7 million, or $0.55 per share, for the three months ended September 30, 2025, versus $72.0 million, or $0.55 per share, in the June quarter
- Revenue $221.8 million, including net interest income of $194.3 million and non-interest income of $27.4 million, versus $214.2 million in the prior quarter
- Net interest margin rose 7 basis points to 3.43%; provision for credit losses was $7.0 million, versus a $2.9 million benefit in the prior quarter
- Tangible book value per share increased 3.6% to $15.13 as of September 30, 2025
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:49 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 30, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.