Every material Form 8-K Pagaya Technologies Ltd. has filed with the SEC since July 30, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Pagaya reported third-quarter 2026 GAAP net income attributable to shareholders of $50 million, up $27 million from a year earlier and above its $42 million to $52 million outlook. The company also raised its full-year 2026 GAAP net income guidance to $162 million to $182 million, while total revenue and other income rose 12% to $390 million.
GAAP net income attributable to Pagaya shareholders of $50 million for Q3 2026, up $27 million year-over-year, versus an outlook of $42 million to $52 million
Total revenue and other income of $390 million, up 12% year-over-year; network volume of $3.6 billion, up 29%
Adjusted EBITDA of $130 million, up 22% year-over-year, versus an outlook of $120 million to $130 million
Full-year 2026 GAAP net income outlook of $162 million to $182 million; fourth-quarter GAAP net income outlook of $42 million to $62 million
On October 5, 2026, Pagaya Technologies furnished an investor presentation with historical characteristics of borrowers facilitated by its network, attached as Exhibit 99.1. The filing contains no financial results, guidance, or transaction terms, and the information is furnished under Regulation FD rather than filed under the Exchange Act.
Personal loan portfolio: average loan size about $11K, weighted average credit score 662, average borrower annual income about $125K, data as of July 2026
Auto loan portfolio: average loan size $37K, weighted average credit score 594, weighted average LTV 124%, average borrower income $88K, data as of July 2026
Filing was signed by CFO Jonathan Dobres and cites Exhibit 99.1 as the only exhibit
Pagaya reported record second-quarter 2026 results, with GAAP net income attributable to shareholders of $45 million, up $29 million from a year earlier and above its $25 million to $45 million outlook. The press release states the company raised its full-year net income guidance to a range of $155 million to $180 million, though the filing does not give the prior range.
Q2 2026 total revenue and other income was $387 million, up 19% year over year, versus an outlook of $345 million to $365 million.
Q2 2026 Adjusted EBITDA was $124 million, up 43% year over year, versus an outlook of $100 million to $115 million.
Full-year 2026 GAAP net income is expected to be between $155 million and $180 million.
Third-quarter 2026 GAAP net income is expected to be between $42 million and $52 million.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Pagaya Technologies Ltd. filing is on SEC EDGAR ↗. 8-K briefs of other companies →