Every material Form 8-K Palomar Holdings filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Palomar Holdings reported third quarter 2026 net income of $65.3 million, or $2.42 per diluted share, up from $51.5 million, or $1.87, a year earlier. Gross written premiums rose 28.4% to $767.0 million, but the loss ratio increased to 41.5% from 32.3%, and the combined ratio rose to 80.8% from 78.1%. The company now expects full-year 2026 adjusted net income of $280 million to $285 million, and its CEO said this was the fourth increase to the adjusted net income guidance range this year.
Net income of $65.3 million, or $2.42 per diluted share, versus $51.5 million, or $1.87, in Q3 2025
Gross written premiums up 28.4% to $767.0 million; loss ratio 41.5% versus 32.3%; combined ratio 80.8% versus 78.1%
Full-year 2026 adjusted net income outlook of $280 million to $285 million, including $8 million to $12 million of catastrophe losses
Board declared a quarterly cash dividend of $0.45 per share, payable December 2, 2026, to holders of record as of November 17, 2026
Palomar Holdings reported second quarter 2026 net income of $52.6 million, or $1.94 per diluted share, up from $46.5 million, or $1.68, a year earlier, on gross written premiums up 27.0% to $630.5 million. Its loss ratio rose to 34.5% from 25.7%, and its combined ratio rose to 83.3% from 78.8%. The board also declared an initial quarterly cash dividend of $0.45 per share, and the company expects full-year 2026 adjusted net income of $270 million to $280 million.
Net income $52.6 million, or $1.94 per diluted share, versus $46.5 million, or $1.68, in Q2 2025
Gross written premiums rose 27.0% to $630.5 million; loss ratio was 34.5% versus 25.7%
Adjusted net income $63.8 million, or $2.36 per diluted share, versus $48.5 million, or $1.76
Full-year 2026 adjusted net income outlook of $270 million to $280 million; initial $0.45 dividend payable September 2, 2026 to holders of record August 19, 2026
Palomar Holdings appointed Scott Beiser, co-chairman of Houlihan Lokey, as a Class I director effective May 21, 2026, and he will serve on the Audit, Compensation and Investment Committees. At the May 21 annual meeting, stockholders elected two Class I directors, approved the advisory vote on executive compensation, and ratified Ernst & Young LLP as the independent auditor for 2026.
Scott Beiser's term runs until the 2029 annual meeting; his initial awards include 869 RSUs granted in 2026 and a $50,000 grant-value award to be granted in 2027.
Daryl Bradley received 22,017,793 votes for and 806,927 withheld; Thomas Bradley received 22,315,644 for and 509,076 withheld.
The say-on-pay proposal received 21,123,368 votes for and 1,680,514 against.
Ernst & Young LLP was ratified with 23,696,932 votes for and 108,911 against.
Palomar Holdings reported first-quarter 2026 GAAP net income of $42.9 million, or $1.57 per diluted share, flat from a year earlier, and adjusted net income of $63.1 million, or $2.31 per diluted share, up 23.1%. Gross written premiums rose 42.4% to $629.8 million, but the combined ratio worsened to 84.5% from 73.1% and underwriting income fell 8.0%. The board also approved a new $200 million share repurchase program running through May 6, 2028, replacing the prior program.
GAAP net income $42.9 million and $1.57 diluted EPS, both flat versus Q1 2025; adjusted net income $63.1 million, up 23.1%
Gross written premiums up 42.4% to $629.8 million; combined ratio 84.5% versus 73.1%; underwriting income $40.5 million, down 8.0%
New repurchase authorization of up to $200 million, effective May 6, 2026, through May 6, 2028
2026 outlook: adjusted net income of $262 million to $278 million, including $8 million to $12 million of catastrophe losses
Palomar Holdings reported fourth-quarter 2025 net income of $56.2 million, or $2.06 per diluted share, up from $35.0 million, or $1.29 per diluted share, a year earlier, on gross written premiums that rose 31.8% to $492.6 million. The company also guided to full-year 2026 adjusted net income of $260 million to $275 million, including $8 million to $12 million of expected catastrophe losses.
Q4 2025 net income of $56.2 million ($2.06 per diluted share), up 60.6% from $35.0 million ($1.29 per diluted share) in Q4 2024
Q4 2025 adjusted net income of $61.1 million ($2.24 per diluted share), up 48.0% from $41.3 million
Q4 2025 gross written premiums rose 31.8% to $492.6 million; combined ratio was 76.8% versus 75.9% a year earlier
2026 outlook: adjusted net income of $260 million to $275 million, including $8 million to $12 million of catastrophe losses
Palomar Holdings completed its acquisition of The Gray Casualty & Surety Company, effective January 31, 2026, paying approximately $311 million in cash funded by Term Loan proceeds and cash on hand. The company also closed $450 million in unsecured credit facilities, including a $150 million revolver and a $300 million term loan, maturing January 27, 2031. The CEO said the deal adds scale and geographic reach to Palomar's surety business, but the filing does not provide financial results for the acquired business.
Gray Surety acquisition effective January 31, 2026; purchase price of approximately $311 million paid in cash
Credit facilities total $450 million: $150 million revolver and $300 million term loan, maturing January 27, 2031
Term loan amortizes quarterly beginning June 30, 2026; interest at Term SOFR plus 1.5% to 1.75%, based on the Debt to Capital Ratio
Uncommitted incremental facilities of up to $100 million, subject to customary conditions
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Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Palomar Holdings filing is on SEC EDGAR ↗. 8-K briefs of other companies →