AI brief of an SEC Form 8-K · Pinnacle Financial Partners (PNFP)

Pinnacle Financial Q2 2026 diluted EPS rises to $2.07 from $2.00 a year earlier

Positive Impact 3 of 5 earnings Written later

Pinnacle Financial Partners reported second-quarter 2026 diluted earnings per share of $2.07, up from $2.00 in the second quarter of 2025 and $0.89 in the first quarter of 2026. Adjusted diluted EPS was $2.50, excluding merger-related expenses and investment securities losses, and total revenue of $1,203 million was slightly lower than the $1,217 million reported in the first quarter. Year-over-year comparisons reflect the Synovus merger, which closed on January 1, 2026.

Key points

  • Net income available to common shareholders was $313 million in Q2 2026, compared with $135 million in Q1 2026 and $155 million in Q2 2025.
  • Adjusted diluted EPS was $2.50 versus $2.00 in Q2 2025 and $2.39 in Q1 2026.
  • Period-end loans were $88.1 billion, up $2.9 billion or 3% from the prior quarter; deposits were $100.9 billion, up 1%.
  • Net interest margin declined 9 basis points linked-quarter to 3.44%; the company will host an investor call at 8 a.m. ET on July 23, 2026.

The filing

CompanyPinnacle Financial Partners (PNFP)
Form8-K, current report
Filed with the SECJul 22, 2026, 4:36 PM ET
Accession number0002082866-26-000075

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:11 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 22, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.